LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,150
−HK$4,964/mo
▼ 0.25% · 3.875%
HK$81,612
−HK$2,502/mo
Today · 4.125%
HK$84,114
baseline
▲ 0.50% · 4.625%
HK$89,232
+HK$5,118/mo
Deposit HK$17.36M · loan HK$17.36M · min. income ≈ HK$168,228/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$1,475,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,054
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$90,415
−HK$2,396/mo
Today · 4.125%
HK$92,811
baseline
▲ 0.50% · 4.625%
HK$97,703
+HK$4,892/mo
Deposit HK$17.36M · loan HK$17.36M · min. income ≈ HK$185,622/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$1,475,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,980
−HK$5,956/mo
▼ 0.25% · 3.875%
HK$97,935
−HK$3,001/mo
Today · 4.125%
HK$100,936
baseline
▲ 0.50% · 4.625%
HK$107,078
+HK$6,142/mo
Deposit HK$13.88M · loan HK$20.83M · min. income ≈ HK$201,872/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,475,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,665
−HK$5,708/mo
▼ 0.25% · 3.875%
HK$108,499
−HK$2,874/mo
Today · 4.125%
HK$111,373
baseline
▲ 0.50% · 4.625%
HK$117,244
+HK$5,871/mo
Deposit HK$13.88M · loan HK$20.83M · min. income ≈ HK$222,746/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,475,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,810
−HK$6,949/mo
▼ 0.25% · 3.875%
HK$114,257
−HK$3,502/mo
Today · 4.125%
HK$117,759
baseline
▲ 0.50% · 4.625%
HK$124,925
+HK$7,166/mo
Deposit HK$10.41M · loan HK$24.30M · min. income ≈ HK$235,518/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,475,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,275
−HK$6,661/mo
▼ 0.25% · 3.875%
HK$126,582
−HK$3,354/mo
Today · 4.125%
HK$129,936
baseline
▲ 0.50% · 4.625%
HK$136,785
+HK$6,849/mo
Deposit HK$10.41M · loan HK$24.30M · min. income ≈ HK$259,872/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,475,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,471
−HK$8,934/mo
▼ 0.25% · 3.875%
HK$146,902
−HK$4,503/mo
Today · 4.125%
HK$151,405
baseline
▲ 0.50% · 4.625%
HK$160,617
+HK$9,212/mo
Deposit HK$3.47M · loan HK$31.24M · min. income ≈ HK$302,810/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,475,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,497
−HK$8,563/mo
▼ 0.25% · 3.875%
HK$162,748
−HK$4,312/mo
Today · 4.125%
HK$167,060
baseline
▲ 0.50% · 4.625%
HK$175,866
+HK$8,806/mo
Deposit HK$3.47M · loan HK$31.24M · min. income ≈ HK$334,120/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,475,224 · Scale 2, in force from 26 Feb 2026)