LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,154
−HK$4,964/mo
▼ 0.25% · 3.875%
HK$81,616
−HK$2,502/mo
Today · 4.125%
HK$84,118
baseline
▲ 0.50% · 4.625%
HK$89,236
+HK$5,118/mo
Deposit HK$17.36M · loan HK$17.36M · min. income ≈ HK$168,236/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$1,475,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,058
−HK$4,758/mo
▼ 0.25% · 3.875%
HK$90,420
−HK$2,396/mo
Today · 4.125%
HK$92,816
baseline
▲ 0.50% · 4.625%
HK$97,708
+HK$4,892/mo
Deposit HK$17.36M · loan HK$17.36M · min. income ≈ HK$185,632/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$1,475,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,985
−HK$5,956/mo
▼ 0.25% · 3.875%
HK$97,939
−HK$3,002/mo
Today · 4.125%
HK$100,941
baseline
▲ 0.50% · 4.625%
HK$107,083
+HK$6,142/mo
Deposit HK$13.89M · loan HK$20.83M · min. income ≈ HK$201,882/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,475,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,670
−HK$5,709/mo
▼ 0.25% · 3.875%
HK$108,504
−HK$2,875/mo
Today · 4.125%
HK$111,379
baseline
▲ 0.50% · 4.625%
HK$117,250
+HK$5,871/mo
Deposit HK$13.89M · loan HK$20.83M · min. income ≈ HK$222,758/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,475,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,816
−HK$6,949/mo
▼ 0.25% · 3.875%
HK$114,263
−HK$3,502/mo
Today · 4.125%
HK$117,765
baseline
▲ 0.50% · 4.625%
HK$124,931
+HK$7,166/mo
Deposit HK$10.41M · loan HK$24.30M · min. income ≈ HK$235,530/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,475,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,281
−HK$6,661/mo
▼ 0.25% · 3.875%
HK$126,588
−HK$3,354/mo
Today · 4.125%
HK$129,942
baseline
▲ 0.50% · 4.625%
HK$136,791
+HK$6,849/mo
Deposit HK$10.41M · loan HK$24.30M · min. income ≈ HK$259,884/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,475,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,477
−HK$8,935/mo
▼ 0.25% · 3.875%
HK$146,909
−HK$4,503/mo
Today · 4.125%
HK$151,412
baseline
▲ 0.50% · 4.625%
HK$160,625
+HK$9,213/mo
Deposit HK$3.47M · loan HK$31.24M · min. income ≈ HK$302,824/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,475,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,505
−HK$8,563/mo
▼ 0.25% · 3.875%
HK$162,756
−HK$4,312/mo
Today · 4.125%
HK$167,068
baseline
▲ 0.50% · 4.625%
HK$175,875
+HK$8,807/mo
Deposit HK$3.47M · loan HK$31.24M · min. income ≈ HK$334,136/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,475,295 · Scale 2, in force from 26 Feb 2026)