LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,161
−HK$4,964/mo
▼ 0.25% · 3.875%
HK$81,623
−HK$2,502/mo
Today · 4.125%
HK$84,125
baseline
▲ 0.50% · 4.625%
HK$89,244
+HK$5,119/mo
Deposit HK$17.36M · loan HK$17.36M · min. income ≈ HK$168,250/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$1,475,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,066
−HK$4,758/mo
▼ 0.25% · 3.875%
HK$90,428
−HK$2,396/mo
Today · 4.125%
HK$92,824
baseline
▲ 0.50% · 4.625%
HK$97,717
+HK$4,893/mo
Deposit HK$17.36M · loan HK$17.36M · min. income ≈ HK$185,648/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$1,475,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,993
−HK$5,957/mo
▼ 0.25% · 3.875%
HK$97,948
−HK$3,002/mo
Today · 4.125%
HK$100,950
baseline
▲ 0.50% · 4.625%
HK$107,093
+HK$6,143/mo
Deposit HK$13.89M · loan HK$20.83M · min. income ≈ HK$201,900/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,475,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,679
−HK$5,709/mo
▼ 0.25% · 3.875%
HK$108,513
−HK$2,875/mo
Today · 4.125%
HK$111,388
baseline
▲ 0.50% · 4.625%
HK$117,260
+HK$5,872/mo
Deposit HK$13.89M · loan HK$20.83M · min. income ≈ HK$222,776/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,475,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,825
−HK$6,950/mo
▼ 0.25% · 3.875%
HK$114,273
−HK$3,502/mo
Today · 4.125%
HK$117,775
baseline
▲ 0.50% · 4.625%
HK$124,941
+HK$7,166/mo
Deposit HK$10.41M · loan HK$24.30M · min. income ≈ HK$235,550/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,475,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,292
−HK$6,661/mo
▼ 0.25% · 3.875%
HK$126,599
−HK$3,354/mo
Today · 4.125%
HK$129,953
baseline
▲ 0.50% · 4.625%
HK$136,803
+HK$6,850/mo
Deposit HK$10.41M · loan HK$24.30M · min. income ≈ HK$259,906/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,475,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,490
−HK$8,935/mo
▼ 0.25% · 3.875%
HK$146,922
−HK$4,503/mo
Today · 4.125%
HK$151,425
baseline
▲ 0.50% · 4.625%
HK$160,639
+HK$9,214/mo
Deposit HK$3.47M · loan HK$31.24M · min. income ≈ HK$302,850/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,475,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,518
−HK$8,565/mo
▼ 0.25% · 3.875%
HK$162,770
−HK$4,313/mo
Today · 4.125%
HK$167,083
baseline
▲ 0.50% · 4.625%
HK$175,890
+HK$8,807/mo
Deposit HK$3.47M · loan HK$31.24M · min. income ≈ HK$334,166/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,475,422 · Scale 2, in force from 26 Feb 2026)