LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,163
−HK$4,965/mo
▼ 0.25% · 3.875%
HK$81,626
−HK$2,502/mo
Today · 4.125%
HK$84,128
baseline
▲ 0.50% · 4.625%
HK$89,246
+HK$5,118/mo
Deposit HK$17.36M · loan HK$17.36M · min. income ≈ HK$168,256/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$1,475,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,068
−HK$4,758/mo
▼ 0.25% · 3.875%
HK$90,430
−HK$2,396/mo
Today · 4.125%
HK$92,826
baseline
▲ 0.50% · 4.625%
HK$97,719
+HK$4,893/mo
Deposit HK$17.36M · loan HK$17.36M · min. income ≈ HK$185,652/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$1,475,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,996
−HK$5,957/mo
▼ 0.25% · 3.875%
HK$97,951
−HK$3,002/mo
Today · 4.125%
HK$100,953
baseline
▲ 0.50% · 4.625%
HK$107,096
+HK$6,143/mo
Deposit HK$13.89M · loan HK$20.83M · min. income ≈ HK$201,906/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,475,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,682
−HK$5,710/mo
▼ 0.25% · 3.875%
HK$108,516
−HK$2,876/mo
Today · 4.125%
HK$111,392
baseline
▲ 0.50% · 4.625%
HK$117,263
+HK$5,871/mo
Deposit HK$13.89M · loan HK$20.83M · min. income ≈ HK$222,784/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,475,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,829
−HK$6,950/mo
▼ 0.25% · 3.875%
HK$114,276
−HK$3,503/mo
Today · 4.125%
HK$117,779
baseline
▲ 0.50% · 4.625%
HK$124,945
+HK$7,166/mo
Deposit HK$10.42M · loan HK$24.30M · min. income ≈ HK$235,558/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,475,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,296
−HK$6,661/mo
▼ 0.25% · 3.875%
HK$126,602
−HK$3,355/mo
Today · 4.125%
HK$129,957
baseline
▲ 0.50% · 4.625%
HK$136,807
+HK$6,850/mo
Deposit HK$10.42M · loan HK$24.30M · min. income ≈ HK$259,914/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,475,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,494
−HK$8,936/mo
▼ 0.25% · 3.875%
HK$146,926
−HK$4,504/mo
Today · 4.125%
HK$151,430
baseline
▲ 0.50% · 4.625%
HK$160,644
+HK$9,214/mo
Deposit HK$3.47M · loan HK$31.25M · min. income ≈ HK$302,860/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,475,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,523
−HK$8,565/mo
▼ 0.25% · 3.875%
HK$162,775
−HK$4,313/mo
Today · 4.125%
HK$167,088
baseline
▲ 0.50% · 4.625%
HK$175,895
+HK$8,807/mo
Deposit HK$3.47M · loan HK$31.25M · min. income ≈ HK$334,176/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,475,466 · Scale 2, in force from 26 Feb 2026)