LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,164
−HK$4,965/mo
▼ 0.25% · 3.875%
HK$81,627
−HK$2,502/mo
Today · 4.125%
HK$84,129
baseline
▲ 0.50% · 4.625%
HK$89,248
+HK$5,119/mo
Deposit HK$17.36M · loan HK$17.36M · min. income ≈ HK$168,258/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$1,475,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,070
−HK$4,758/mo
▼ 0.25% · 3.875%
HK$90,432
−HK$2,396/mo
Today · 4.125%
HK$92,828
baseline
▲ 0.50% · 4.625%
HK$97,721
+HK$4,893/mo
Deposit HK$17.36M · loan HK$17.36M · min. income ≈ HK$185,656/mo (50% DSR)
Upfront cash ≈ HK$18.83M (deposit + AVD stamp duty HK$1,475,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,997
−HK$5,958/mo
▼ 0.25% · 3.875%
HK$97,952
−HK$3,003/mo
Today · 4.125%
HK$100,955
baseline
▲ 0.50% · 4.625%
HK$107,097
+HK$6,142/mo
Deposit HK$13.89M · loan HK$20.83M · min. income ≈ HK$201,910/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,475,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,684
−HK$5,709/mo
▼ 0.25% · 3.875%
HK$108,518
−HK$2,875/mo
Today · 4.125%
HK$111,393
baseline
▲ 0.50% · 4.625%
HK$117,265
+HK$5,872/mo
Deposit HK$13.89M · loan HK$20.83M · min. income ≈ HK$222,786/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,475,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,830
−HK$6,950/mo
▼ 0.25% · 3.875%
HK$114,278
−HK$3,502/mo
Today · 4.125%
HK$117,780
baseline
▲ 0.50% · 4.625%
HK$124,947
+HK$7,167/mo
Deposit HK$10.42M · loan HK$24.30M · min. income ≈ HK$235,560/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,475,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,298
−HK$6,661/mo
▼ 0.25% · 3.875%
HK$126,604
−HK$3,355/mo
Today · 4.125%
HK$129,959
baseline
▲ 0.50% · 4.625%
HK$136,809
+HK$6,850/mo
Deposit HK$10.42M · loan HK$24.30M · min. income ≈ HK$259,918/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,475,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,496
−HK$8,936/mo
▼ 0.25% · 3.875%
HK$146,929
−HK$4,503/mo
Today · 4.125%
HK$151,432
baseline
▲ 0.50% · 4.625%
HK$160,646
+HK$9,214/mo
Deposit HK$3.47M · loan HK$31.25M · min. income ≈ HK$302,864/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,475,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,525
−HK$8,565/mo
▼ 0.25% · 3.875%
HK$162,777
−HK$4,313/mo
Today · 4.125%
HK$167,090
baseline
▲ 0.50% · 4.625%
HK$175,898
+HK$8,808/mo
Deposit HK$3.47M · loan HK$31.25M · min. income ≈ HK$334,180/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,475,488 · Scale 2, in force from 26 Feb 2026)