LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,175
−HK$4,965/mo
▼ 0.25% · 3.875%
HK$81,638
−HK$2,502/mo
Today · 4.125%
HK$84,140
baseline
▲ 0.50% · 4.625%
HK$89,260
+HK$5,120/mo
Deposit HK$17.36M · loan HK$17.36M · min. income ≈ HK$168,280/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,475,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,082
−HK$4,758/mo
▼ 0.25% · 3.875%
HK$90,444
−HK$2,396/mo
Today · 4.125%
HK$92,840
baseline
▲ 0.50% · 4.625%
HK$97,734
+HK$4,894/mo
Deposit HK$17.36M · loan HK$17.36M · min. income ≈ HK$185,680/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,475,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,010
−HK$5,958/mo
▼ 0.25% · 3.875%
HK$97,966
−HK$3,002/mo
Today · 4.125%
HK$100,968
baseline
▲ 0.50% · 4.625%
HK$107,112
+HK$6,144/mo
Deposit HK$13.89M · loan HK$20.83M · min. income ≈ HK$201,936/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,475,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,698
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$108,533
−HK$2,876/mo
Today · 4.125%
HK$111,409
baseline
▲ 0.50% · 4.625%
HK$117,281
+HK$5,872/mo
Deposit HK$13.89M · loan HK$20.83M · min. income ≈ HK$222,818/mo (50% DSR)
Upfront cash ≈ HK$15.36M (deposit + AVD stamp duty HK$1,475,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,845
−HK$6,951/mo
▼ 0.25% · 3.875%
HK$114,293
−HK$3,503/mo
Today · 4.125%
HK$117,796
baseline
▲ 0.50% · 4.625%
HK$124,964
+HK$7,168/mo
Deposit HK$10.42M · loan HK$24.31M · min. income ≈ HK$235,592/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,475,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,314
−HK$6,663/mo
▼ 0.25% · 3.875%
HK$126,622
−HK$3,355/mo
Today · 4.125%
HK$129,977
baseline
▲ 0.50% · 4.625%
HK$136,828
+HK$6,851/mo
Deposit HK$10.42M · loan HK$24.31M · min. income ≈ HK$259,954/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,475,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,515
−HK$8,937/mo
▼ 0.25% · 3.875%
HK$146,948
−HK$4,504/mo
Today · 4.125%
HK$151,452
baseline
▲ 0.50% · 4.625%
HK$160,668
+HK$9,216/mo
Deposit HK$3.47M · loan HK$31.25M · min. income ≈ HK$302,904/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,475,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,547
−HK$8,566/mo
▼ 0.25% · 3.875%
HK$162,799
−HK$4,314/mo
Today · 4.125%
HK$167,113
baseline
▲ 0.50% · 4.625%
HK$175,922
+HK$8,809/mo
Deposit HK$3.47M · loan HK$31.25M · min. income ≈ HK$334,226/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,475,689 · Scale 2, in force from 26 Feb 2026)