LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,183
−HK$4,965/mo
▼ 0.25% · 3.875%
HK$81,646
−HK$2,502/mo
Today · 4.125%
HK$84,148
baseline
▲ 0.50% · 4.625%
HK$89,268
+HK$5,120/mo
Deposit HK$17.36M · loan HK$17.36M · min. income ≈ HK$168,296/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,475,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,090
−HK$4,759/mo
▼ 0.25% · 3.875%
HK$90,452
−HK$2,397/mo
Today · 4.125%
HK$92,849
baseline
▲ 0.50% · 4.625%
HK$97,743
+HK$4,894/mo
Deposit HK$17.36M · loan HK$17.36M · min. income ≈ HK$185,698/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,475,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,019
−HK$5,959/mo
▼ 0.25% · 3.875%
HK$97,975
−HK$3,003/mo
Today · 4.125%
HK$100,978
baseline
▲ 0.50% · 4.625%
HK$107,122
+HK$6,144/mo
Deposit HK$13.89M · loan HK$20.84M · min. income ≈ HK$201,956/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,475,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,708
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$108,543
−HK$2,876/mo
Today · 4.125%
HK$111,419
baseline
▲ 0.50% · 4.625%
HK$117,292
+HK$5,873/mo
Deposit HK$13.89M · loan HK$20.84M · min. income ≈ HK$222,838/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,475,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,856
−HK$6,951/mo
▼ 0.25% · 3.875%
HK$114,304
−HK$3,503/mo
Today · 4.125%
HK$117,807
baseline
▲ 0.50% · 4.625%
HK$124,976
+HK$7,169/mo
Deposit HK$10.42M · loan HK$24.31M · min. income ≈ HK$235,614/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,475,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,326
−HK$6,663/mo
▼ 0.25% · 3.875%
HK$126,633
−HK$3,356/mo
Today · 4.125%
HK$129,989
baseline
▲ 0.50% · 4.625%
HK$136,841
+HK$6,852/mo
Deposit HK$10.42M · loan HK$24.31M · min. income ≈ HK$259,978/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,475,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,529
−HK$8,938/mo
▼ 0.25% · 3.875%
HK$146,962
−HK$4,505/mo
Today · 4.125%
HK$151,467
baseline
▲ 0.50% · 4.625%
HK$160,683
+HK$9,216/mo
Deposit HK$3.47M · loan HK$31.25M · min. income ≈ HK$302,934/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,475,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,562
−HK$8,567/mo
▼ 0.25% · 3.875%
HK$162,814
−HK$4,315/mo
Today · 4.125%
HK$167,129
baseline
▲ 0.50% · 4.625%
HK$175,938
+HK$8,809/mo
Deposit HK$3.47M · loan HK$31.25M · min. income ≈ HK$334,258/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,475,828 · Scale 2, in force from 26 Feb 2026)