LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,188
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$81,651
−HK$2,503/mo
Today · 4.125%
HK$84,154
baseline
▲ 0.50% · 4.625%
HK$89,274
+HK$5,120/mo
Deposit HK$17.36M · loan HK$17.36M · min. income ≈ HK$168,308/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,475,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,096
−HK$4,759/mo
▼ 0.25% · 3.875%
HK$90,459
−HK$2,396/mo
Today · 4.125%
HK$92,855
baseline
▲ 0.50% · 4.625%
HK$97,750
+HK$4,895/mo
Deposit HK$17.36M · loan HK$17.36M · min. income ≈ HK$185,710/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,475,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,026
−HK$5,959/mo
▼ 0.25% · 3.875%
HK$97,981
−HK$3,004/mo
Today · 4.125%
HK$100,985
baseline
▲ 0.50% · 4.625%
HK$107,129
+HK$6,144/mo
Deposit HK$13.89M · loan HK$20.84M · min. income ≈ HK$201,970/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,475,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,715
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$108,550
−HK$2,877/mo
Today · 4.125%
HK$111,427
baseline
▲ 0.50% · 4.625%
HK$117,300
+HK$5,873/mo
Deposit HK$13.89M · loan HK$20.84M · min. income ≈ HK$222,854/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,475,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,863
−HK$6,952/mo
▼ 0.25% · 3.875%
HK$114,312
−HK$3,503/mo
Today · 4.125%
HK$117,815
baseline
▲ 0.50% · 4.625%
HK$124,984
+HK$7,169/mo
Deposit HK$10.42M · loan HK$24.31M · min. income ≈ HK$235,630/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,475,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,334
−HK$6,664/mo
▼ 0.25% · 3.875%
HK$126,642
−HK$3,356/mo
Today · 4.125%
HK$129,998
baseline
▲ 0.50% · 4.625%
HK$136,850
+HK$6,852/mo
Deposit HK$10.42M · loan HK$24.31M · min. income ≈ HK$259,996/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,475,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,538
−HK$8,939/mo
▼ 0.25% · 3.875%
HK$146,972
−HK$4,505/mo
Today · 4.125%
HK$151,477
baseline
▲ 0.50% · 4.625%
HK$160,694
+HK$9,217/mo
Deposit HK$3.47M · loan HK$31.25M · min. income ≈ HK$302,954/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,475,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,573
−HK$8,567/mo
▼ 0.25% · 3.875%
HK$162,825
−HK$4,315/mo
Today · 4.125%
HK$167,140
baseline
▲ 0.50% · 4.625%
HK$175,950
+HK$8,810/mo
Deposit HK$3.47M · loan HK$31.25M · min. income ≈ HK$334,280/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,475,927 · Scale 2, in force from 26 Feb 2026)