LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,192
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$81,655
−HK$2,503/mo
Today · 4.125%
HK$84,158
baseline
▲ 0.50% · 4.625%
HK$89,278
+HK$5,120/mo
Deposit HK$17.36M · loan HK$17.36M · min. income ≈ HK$168,316/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,475,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,100
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$90,463
−HK$2,397/mo
Today · 4.125%
HK$92,860
baseline
▲ 0.50% · 4.625%
HK$97,754
+HK$4,894/mo
Deposit HK$17.36M · loan HK$17.36M · min. income ≈ HK$185,720/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,475,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,030
−HK$5,959/mo
▼ 0.25% · 3.875%
HK$97,986
−HK$3,003/mo
Today · 4.125%
HK$100,989
baseline
▲ 0.50% · 4.625%
HK$107,134
+HK$6,145/mo
Deposit HK$13.89M · loan HK$20.84M · min. income ≈ HK$201,978/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,475,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,720
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$108,555
−HK$2,877/mo
Today · 4.125%
HK$111,432
baseline
▲ 0.50% · 4.625%
HK$117,305
+HK$5,873/mo
Deposit HK$13.89M · loan HK$20.84M · min. income ≈ HK$222,864/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,475,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,868
−HK$6,953/mo
▼ 0.25% · 3.875%
HK$114,317
−HK$3,504/mo
Today · 4.125%
HK$117,821
baseline
▲ 0.50% · 4.625%
HK$124,990
+HK$7,169/mo
Deposit HK$10.42M · loan HK$24.31M · min. income ≈ HK$235,642/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,475,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,340
−HK$6,663/mo
▼ 0.25% · 3.875%
HK$126,648
−HK$3,355/mo
Today · 4.125%
HK$130,003
baseline
▲ 0.50% · 4.625%
HK$136,856
+HK$6,853/mo
Deposit HK$10.42M · loan HK$24.31M · min. income ≈ HK$260,006/mo (50% DSR)
Upfront cash ≈ HK$11.89M (deposit + AVD stamp duty HK$1,475,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,545
−HK$8,939/mo
▼ 0.25% · 3.875%
HK$146,979
−HK$4,505/mo
Today · 4.125%
HK$151,484
baseline
▲ 0.50% · 4.625%
HK$160,701
+HK$9,217/mo
Deposit HK$3.47M · loan HK$31.26M · min. income ≈ HK$302,968/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,475,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,580
−HK$8,567/mo
▼ 0.25% · 3.875%
HK$162,833
−HK$4,314/mo
Today · 4.125%
HK$167,147
baseline
▲ 0.50% · 4.625%
HK$175,958
+HK$8,811/mo
Deposit HK$3.47M · loan HK$31.26M · min. income ≈ HK$334,294/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,475,994 · Scale 2, in force from 26 Feb 2026)