LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,194
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$81,658
−HK$2,502/mo
Today · 4.125%
HK$84,160
baseline
▲ 0.50% · 4.625%
HK$89,281
+HK$5,121/mo
Deposit HK$17.37M · loan HK$17.37M · min. income ≈ HK$168,320/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,476,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,103
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$90,466
−HK$2,397/mo
Today · 4.125%
HK$92,863
baseline
▲ 0.50% · 4.625%
HK$97,758
+HK$4,895/mo
Deposit HK$17.37M · loan HK$17.37M · min. income ≈ HK$185,726/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,476,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,033
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$97,989
−HK$3,004/mo
Today · 4.125%
HK$100,993
baseline
▲ 0.50% · 4.625%
HK$107,138
+HK$6,145/mo
Deposit HK$13.89M · loan HK$20.84M · min. income ≈ HK$201,986/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,476,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,723
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$108,559
−HK$2,876/mo
Today · 4.125%
HK$111,435
baseline
▲ 0.50% · 4.625%
HK$117,309
+HK$5,874/mo
Deposit HK$13.89M · loan HK$20.84M · min. income ≈ HK$222,870/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,476,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,872
−HK$6,953/mo
▼ 0.25% · 3.875%
HK$114,321
−HK$3,504/mo
Today · 4.125%
HK$117,825
baseline
▲ 0.50% · 4.625%
HK$124,994
+HK$7,169/mo
Deposit HK$10.42M · loan HK$24.31M · min. income ≈ HK$235,650/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,344
−HK$6,664/mo
▼ 0.25% · 3.875%
HK$126,652
−HK$3,356/mo
Today · 4.125%
HK$130,008
baseline
▲ 0.50% · 4.625%
HK$136,861
+HK$6,853/mo
Deposit HK$10.42M · loan HK$24.31M · min. income ≈ HK$260,016/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,550
−HK$8,939/mo
▼ 0.25% · 3.875%
HK$146,984
−HK$4,505/mo
Today · 4.125%
HK$151,489
baseline
▲ 0.50% · 4.625%
HK$160,706
+HK$9,217/mo
Deposit HK$3.47M · loan HK$31.26M · min. income ≈ HK$302,978/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,585
−HK$8,568/mo
▼ 0.25% · 3.875%
HK$162,838
−HK$4,315/mo
Today · 4.125%
HK$167,153
baseline
▲ 0.50% · 4.625%
HK$175,964
+HK$8,811/mo
Deposit HK$3.47M · loan HK$31.26M · min. income ≈ HK$334,306/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,043 · Scale 2, in force from 26 Feb 2026)