LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,199
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$81,662
−HK$2,503/mo
Today · 4.125%
HK$84,165
baseline
▲ 0.50% · 4.625%
HK$89,286
+HK$5,121/mo
Deposit HK$17.37M · loan HK$17.37M · min. income ≈ HK$168,330/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,476,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,108
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$90,471
−HK$2,397/mo
Today · 4.125%
HK$92,868
baseline
▲ 0.50% · 4.625%
HK$97,763
+HK$4,895/mo
Deposit HK$17.37M · loan HK$17.37M · min. income ≈ HK$185,736/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,476,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,038
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$97,995
−HK$3,003/mo
Today · 4.125%
HK$100,998
baseline
▲ 0.50% · 4.625%
HK$107,144
+HK$6,146/mo
Deposit HK$13.89M · loan HK$20.84M · min. income ≈ HK$201,996/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,476,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,729
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$108,565
−HK$2,876/mo
Today · 4.125%
HK$111,441
baseline
▲ 0.50% · 4.625%
HK$117,316
+HK$5,875/mo
Deposit HK$13.89M · loan HK$20.84M · min. income ≈ HK$222,882/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,476,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,878
−HK$6,953/mo
▼ 0.25% · 3.875%
HK$114,327
−HK$3,504/mo
Today · 4.125%
HK$117,831
baseline
▲ 0.50% · 4.625%
HK$125,001
+HK$7,170/mo
Deposit HK$10.42M · loan HK$24.31M · min. income ≈ HK$235,662/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,351
−HK$6,664/mo
▼ 0.25% · 3.875%
HK$126,659
−HK$3,356/mo
Today · 4.125%
HK$130,015
baseline
▲ 0.50% · 4.625%
HK$136,868
+HK$6,853/mo
Deposit HK$10.42M · loan HK$24.31M · min. income ≈ HK$260,030/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,557
−HK$8,940/mo
▼ 0.25% · 3.875%
HK$146,992
−HK$4,505/mo
Today · 4.125%
HK$151,497
baseline
▲ 0.50% · 4.625%
HK$160,715
+HK$9,218/mo
Deposit HK$3.47M · loan HK$31.26M · min. income ≈ HK$302,994/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,594
−HK$8,568/mo
▼ 0.25% · 3.875%
HK$162,847
−HK$4,315/mo
Today · 4.125%
HK$167,162
baseline
▲ 0.50% · 4.625%
HK$175,973
+HK$8,811/mo
Deposit HK$3.47M · loan HK$31.26M · min. income ≈ HK$334,324/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,124 · Scale 2, in force from 26 Feb 2026)