LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,207
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$81,671
−HK$2,503/mo
Today · 4.125%
HK$84,174
baseline
▲ 0.50% · 4.625%
HK$89,296
+HK$5,122/mo
Deposit HK$17.37M · loan HK$17.37M · min. income ≈ HK$168,348/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,476,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,117
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$90,480
−HK$2,398/mo
Today · 4.125%
HK$92,878
baseline
▲ 0.50% · 4.625%
HK$97,773
+HK$4,895/mo
Deposit HK$17.37M · loan HK$17.37M · min. income ≈ HK$185,756/mo (50% DSR)
Upfront cash ≈ HK$18.84M (deposit + AVD stamp duty HK$1,476,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,048
−HK$5,961/mo
▼ 0.25% · 3.875%
HK$98,005
−HK$3,004/mo
Today · 4.125%
HK$101,009
baseline
▲ 0.50% · 4.625%
HK$107,155
+HK$6,146/mo
Deposit HK$13.89M · loan HK$20.84M · min. income ≈ HK$202,018/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,476,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,740
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$108,576
−HK$2,877/mo
Today · 4.125%
HK$111,453
baseline
▲ 0.50% · 4.625%
HK$117,328
+HK$5,875/mo
Deposit HK$13.89M · loan HK$20.84M · min. income ≈ HK$222,906/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,476,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,890
−HK$6,953/mo
▼ 0.25% · 3.875%
HK$114,339
−HK$3,504/mo
Today · 4.125%
HK$117,843
baseline
▲ 0.50% · 4.625%
HK$125,014
+HK$7,171/mo
Deposit HK$10.42M · loan HK$24.32M · min. income ≈ HK$235,686/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,364
−HK$6,665/mo
▼ 0.25% · 3.875%
HK$126,672
−HK$3,357/mo
Today · 4.125%
HK$130,029
baseline
▲ 0.50% · 4.625%
HK$136,883
+HK$6,854/mo
Deposit HK$10.42M · loan HK$24.32M · min. income ≈ HK$260,058/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,573
−HK$8,940/mo
▼ 0.25% · 3.875%
HK$147,007
−HK$4,506/mo
Today · 4.125%
HK$151,513
baseline
▲ 0.50% · 4.625%
HK$160,732
+HK$9,219/mo
Deposit HK$3.47M · loan HK$31.26M · min. income ≈ HK$303,026/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,610
−HK$8,570/mo
▼ 0.25% · 3.875%
HK$162,864
−HK$4,316/mo
Today · 4.125%
HK$167,180
baseline
▲ 0.50% · 4.625%
HK$175,992
+HK$8,812/mo
Deposit HK$3.47M · loan HK$31.26M · min. income ≈ HK$334,360/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,280 · Scale 2, in force from 26 Feb 2026)