LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,212
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$81,676
−HK$2,503/mo
Today · 4.125%
HK$84,179
baseline
▲ 0.50% · 4.625%
HK$89,301
+HK$5,122/mo
Deposit HK$17.37M · loan HK$17.37M · min. income ≈ HK$168,358/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,476,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,123
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$90,486
−HK$2,398/mo
Today · 4.125%
HK$92,884
baseline
▲ 0.50% · 4.625%
HK$97,780
+HK$4,896/mo
Deposit HK$17.37M · loan HK$17.37M · min. income ≈ HK$185,768/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,476,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,054
−HK$5,961/mo
▼ 0.25% · 3.875%
HK$98,011
−HK$3,004/mo
Today · 4.125%
HK$101,015
baseline
▲ 0.50% · 4.625%
HK$107,162
+HK$6,147/mo
Deposit HK$13.90M · loan HK$20.84M · min. income ≈ HK$202,030/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,476,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,747
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$108,583
−HK$2,877/mo
Today · 4.125%
HK$111,460
baseline
▲ 0.50% · 4.625%
HK$117,335
+HK$5,875/mo
Deposit HK$13.90M · loan HK$20.84M · min. income ≈ HK$222,920/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,476,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,897
−HK$6,954/mo
▼ 0.25% · 3.875%
HK$114,346
−HK$3,505/mo
Today · 4.125%
HK$117,851
baseline
▲ 0.50% · 4.625%
HK$125,022
+HK$7,171/mo
Deposit HK$10.42M · loan HK$24.32M · min. income ≈ HK$235,702/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,372
−HK$6,665/mo
▼ 0.25% · 3.875%
HK$126,680
−HK$3,357/mo
Today · 4.125%
HK$130,037
baseline
▲ 0.50% · 4.625%
HK$136,891
+HK$6,854/mo
Deposit HK$10.42M · loan HK$24.32M · min. income ≈ HK$260,074/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,582
−HK$8,941/mo
▼ 0.25% · 3.875%
HK$147,017
−HK$4,506/mo
Today · 4.125%
HK$151,523
baseline
▲ 0.50% · 4.625%
HK$160,742
+HK$9,219/mo
Deposit HK$3.47M · loan HK$31.26M · min. income ≈ HK$303,046/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,621
−HK$8,569/mo
▼ 0.25% · 3.875%
HK$162,875
−HK$4,315/mo
Today · 4.125%
HK$167,190
baseline
▲ 0.50% · 4.625%
HK$176,003
+HK$8,813/mo
Deposit HK$3.47M · loan HK$31.26M · min. income ≈ HK$334,380/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,373 · Scale 2, in force from 26 Feb 2026)