LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,220
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$81,684
−HK$2,503/mo
Today · 4.125%
HK$84,187
baseline
▲ 0.50% · 4.625%
HK$89,310
+HK$5,123/mo
Deposit HK$17.37M · loan HK$17.37M · min. income ≈ HK$168,374/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,476,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,131
−HK$4,762/mo
▼ 0.25% · 3.875%
HK$90,495
−HK$2,398/mo
Today · 4.125%
HK$92,893
baseline
▲ 0.50% · 4.625%
HK$97,789
+HK$4,896/mo
Deposit HK$17.37M · loan HK$17.37M · min. income ≈ HK$185,786/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,476,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,064
−HK$5,961/mo
▼ 0.25% · 3.875%
HK$98,021
−HK$3,004/mo
Today · 4.125%
HK$101,025
baseline
▲ 0.50% · 4.625%
HK$107,172
+HK$6,147/mo
Deposit HK$13.90M · loan HK$20.84M · min. income ≈ HK$202,050/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,476,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,757
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$108,594
−HK$2,877/mo
Today · 4.125%
HK$111,471
baseline
▲ 0.50% · 4.625%
HK$117,347
+HK$5,876/mo
Deposit HK$13.90M · loan HK$20.84M · min. income ≈ HK$222,942/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,476,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,908
−HK$6,954/mo
▼ 0.25% · 3.875%
HK$114,357
−HK$3,505/mo
Today · 4.125%
HK$117,862
baseline
▲ 0.50% · 4.625%
HK$125,034
+HK$7,172/mo
Deposit HK$10.42M · loan HK$24.32M · min. income ≈ HK$235,724/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,384
−HK$6,666/mo
▼ 0.25% · 3.875%
HK$126,693
−HK$3,357/mo
Today · 4.125%
HK$130,050
baseline
▲ 0.50% · 4.625%
HK$136,905
+HK$6,855/mo
Deposit HK$10.42M · loan HK$24.32M · min. income ≈ HK$260,100/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,595
−HK$8,942/mo
▼ 0.25% · 3.875%
HK$147,031
−HK$4,506/mo
Today · 4.125%
HK$151,537
baseline
▲ 0.50% · 4.625%
HK$160,758
+HK$9,221/mo
Deposit HK$3.47M · loan HK$31.27M · min. income ≈ HK$303,074/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,636
−HK$8,571/mo
▼ 0.25% · 3.875%
HK$162,890
−HK$4,317/mo
Today · 4.125%
HK$167,207
baseline
▲ 0.50% · 4.625%
HK$176,020
+HK$8,813/mo
Deposit HK$3.47M · loan HK$31.27M · min. income ≈ HK$334,414/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,517 · Scale 2, in force from 26 Feb 2026)