LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,226
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$81,690
−HK$2,504/mo
Today · 4.125%
HK$84,194
baseline
▲ 0.50% · 4.625%
HK$89,317
+HK$5,123/mo
Deposit HK$17.37M · loan HK$17.37M · min. income ≈ HK$168,388/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,476,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,138
−HK$4,762/mo
▼ 0.25% · 3.875%
HK$90,502
−HK$2,398/mo
Today · 4.125%
HK$92,900
baseline
▲ 0.50% · 4.625%
HK$97,796
+HK$4,896/mo
Deposit HK$17.37M · loan HK$17.37M · min. income ≈ HK$185,800/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,476,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,071
−HK$5,962/mo
▼ 0.25% · 3.875%
HK$98,028
−HK$3,005/mo
Today · 4.125%
HK$101,033
baseline
▲ 0.50% · 4.625%
HK$107,180
+HK$6,147/mo
Deposit HK$13.90M · loan HK$20.85M · min. income ≈ HK$202,066/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,476,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,765
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$108,602
−HK$2,877/mo
Today · 4.125%
HK$111,479
baseline
▲ 0.50% · 4.625%
HK$117,356
+HK$5,877/mo
Deposit HK$13.90M · loan HK$20.85M · min. income ≈ HK$222,958/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,476,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,916
−HK$6,955/mo
▼ 0.25% · 3.875%
HK$114,366
−HK$3,505/mo
Today · 4.125%
HK$117,871
baseline
▲ 0.50% · 4.625%
HK$125,043
+HK$7,172/mo
Deposit HK$10.42M · loan HK$24.32M · min. income ≈ HK$235,742/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,393
−HK$6,666/mo
▼ 0.25% · 3.875%
HK$126,702
−HK$3,357/mo
Today · 4.125%
HK$130,059
baseline
▲ 0.50% · 4.625%
HK$136,915
+HK$6,856/mo
Deposit HK$10.42M · loan HK$24.32M · min. income ≈ HK$260,118/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,606
−HK$8,943/mo
▼ 0.25% · 3.875%
HK$147,042
−HK$4,507/mo
Today · 4.125%
HK$151,549
baseline
▲ 0.50% · 4.625%
HK$160,770
+HK$9,221/mo
Deposit HK$3.47M · loan HK$31.27M · min. income ≈ HK$303,098/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,648
−HK$8,571/mo
▼ 0.25% · 3.875%
HK$162,903
−HK$4,316/mo
Today · 4.125%
HK$167,219
baseline
▲ 0.50% · 4.625%
HK$176,033
+HK$8,814/mo
Deposit HK$3.47M · loan HK$31.27M · min. income ≈ HK$334,438/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,628 · Scale 2, in force from 26 Feb 2026)