LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,228
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$81,692
−HK$2,504/mo
Today · 4.125%
HK$84,196
baseline
▲ 0.50% · 4.625%
HK$89,319
+HK$5,123/mo
Deposit HK$17.37M · loan HK$17.37M · min. income ≈ HK$168,392/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,476,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,140
−HK$4,762/mo
▼ 0.25% · 3.875%
HK$90,504
−HK$2,398/mo
Today · 4.125%
HK$92,902
baseline
▲ 0.50% · 4.625%
HK$97,799
+HK$4,897/mo
Deposit HK$17.37M · loan HK$17.37M · min. income ≈ HK$185,804/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,476,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,073
−HK$5,962/mo
▼ 0.25% · 3.875%
HK$98,031
−HK$3,004/mo
Today · 4.125%
HK$101,035
baseline
▲ 0.50% · 4.625%
HK$107,183
+HK$6,148/mo
Deposit HK$13.90M · loan HK$20.85M · min. income ≈ HK$202,070/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,476,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,768
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$108,605
−HK$2,877/mo
Today · 4.125%
HK$111,482
baseline
▲ 0.50% · 4.625%
HK$117,359
+HK$5,877/mo
Deposit HK$13.90M · loan HK$20.85M · min. income ≈ HK$222,964/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,476,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,919
−HK$6,955/mo
▼ 0.25% · 3.875%
HK$114,369
−HK$3,505/mo
Today · 4.125%
HK$117,874
baseline
▲ 0.50% · 4.625%
HK$125,047
+HK$7,173/mo
Deposit HK$10.42M · loan HK$24.32M · min. income ≈ HK$235,748/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,396
−HK$6,667/mo
▼ 0.25% · 3.875%
HK$126,705
−HK$3,358/mo
Today · 4.125%
HK$130,063
baseline
▲ 0.50% · 4.625%
HK$136,918
+HK$6,855/mo
Deposit HK$10.42M · loan HK$24.32M · min. income ≈ HK$260,126/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,610
−HK$8,943/mo
▼ 0.25% · 3.875%
HK$147,046
−HK$4,507/mo
Today · 4.125%
HK$151,553
baseline
▲ 0.50% · 4.625%
HK$160,774
+HK$9,221/mo
Deposit HK$3.47M · loan HK$31.27M · min. income ≈ HK$303,106/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,652
−HK$8,571/mo
▼ 0.25% · 3.875%
HK$162,907
−HK$4,316/mo
Today · 4.125%
HK$167,223
baseline
▲ 0.50% · 4.625%
HK$176,038
+HK$8,815/mo
Deposit HK$3.47M · loan HK$31.27M · min. income ≈ HK$334,446/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,666 · Scale 2, in force from 26 Feb 2026)