LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,229
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$81,693
−HK$2,504/mo
Today · 4.125%
HK$84,197
baseline
▲ 0.50% · 4.625%
HK$89,320
+HK$5,123/mo
Deposit HK$17.37M · loan HK$17.37M · min. income ≈ HK$168,394/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,476,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,141
−HK$4,762/mo
▼ 0.25% · 3.875%
HK$90,505
−HK$2,398/mo
Today · 4.125%
HK$92,903
baseline
▲ 0.50% · 4.625%
HK$97,800
+HK$4,897/mo
Deposit HK$17.37M · loan HK$17.37M · min. income ≈ HK$185,806/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,476,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,074
−HK$5,962/mo
▼ 0.25% · 3.875%
HK$98,032
−HK$3,004/mo
Today · 4.125%
HK$101,036
baseline
▲ 0.50% · 4.625%
HK$107,184
+HK$6,148/mo
Deposit HK$13.90M · loan HK$20.85M · min. income ≈ HK$202,072/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,476,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,769
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$108,606
−HK$2,878/mo
Today · 4.125%
HK$111,484
baseline
▲ 0.50% · 4.625%
HK$117,360
+HK$5,876/mo
Deposit HK$13.90M · loan HK$20.85M · min. income ≈ HK$222,968/mo (50% DSR)
Upfront cash ≈ HK$15.37M (deposit + AVD stamp duty HK$1,476,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,920
−HK$6,956/mo
▼ 0.25% · 3.875%
HK$114,370
−HK$3,506/mo
Today · 4.125%
HK$117,876
baseline
▲ 0.50% · 4.625%
HK$125,048
+HK$7,172/mo
Deposit HK$10.42M · loan HK$24.32M · min. income ≈ HK$235,752/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,397
−HK$6,667/mo
▼ 0.25% · 3.875%
HK$126,707
−HK$3,357/mo
Today · 4.125%
HK$130,064
baseline
▲ 0.50% · 4.625%
HK$136,920
+HK$6,856/mo
Deposit HK$10.42M · loan HK$24.32M · min. income ≈ HK$260,128/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,611
−HK$8,943/mo
▼ 0.25% · 3.875%
HK$147,048
−HK$4,506/mo
Today · 4.125%
HK$151,554
baseline
▲ 0.50% · 4.625%
HK$160,776
+HK$9,222/mo
Deposit HK$3.47M · loan HK$31.27M · min. income ≈ HK$303,108/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,654
−HK$8,571/mo
▼ 0.25% · 3.875%
HK$162,909
−HK$4,316/mo
Today · 4.125%
HK$167,225
baseline
▲ 0.50% · 4.625%
HK$176,040
+HK$8,815/mo
Deposit HK$3.47M · loan HK$31.27M · min. income ≈ HK$334,450/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,683 · Scale 2, in force from 26 Feb 2026)