LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,230
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$81,695
−HK$2,504/mo
Today · 4.125%
HK$84,199
baseline
▲ 0.50% · 4.625%
HK$89,322
+HK$5,123/mo
Deposit HK$17.37M · loan HK$17.37M · min. income ≈ HK$168,398/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,476,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,143
−HK$4,762/mo
▼ 0.25% · 3.875%
HK$90,507
−HK$2,398/mo
Today · 4.125%
HK$92,905
baseline
▲ 0.50% · 4.625%
HK$97,802
+HK$4,897/mo
Deposit HK$17.37M · loan HK$17.37M · min. income ≈ HK$185,810/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,476,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,076
−HK$5,963/mo
▼ 0.25% · 3.875%
HK$98,034
−HK$3,005/mo
Today · 4.125%
HK$101,039
baseline
▲ 0.50% · 4.625%
HK$107,187
+HK$6,148/mo
Deposit HK$13.90M · loan HK$20.85M · min. income ≈ HK$202,078/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,476,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,772
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$108,608
−HK$2,878/mo
Today · 4.125%
HK$111,486
baseline
▲ 0.50% · 4.625%
HK$117,363
+HK$5,877/mo
Deposit HK$13.90M · loan HK$20.85M · min. income ≈ HK$222,972/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,476,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,923
−HK$6,955/mo
▼ 0.25% · 3.875%
HK$114,373
−HK$3,505/mo
Today · 4.125%
HK$117,878
baseline
▲ 0.50% · 4.625%
HK$125,051
+HK$7,173/mo
Deposit HK$10.42M · loan HK$24.32M · min. income ≈ HK$235,756/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,400
−HK$6,667/mo
▼ 0.25% · 3.875%
HK$126,710
−HK$3,357/mo
Today · 4.125%
HK$130,067
baseline
▲ 0.50% · 4.625%
HK$136,923
+HK$6,856/mo
Deposit HK$10.42M · loan HK$24.32M · min. income ≈ HK$260,134/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,615
−HK$8,943/mo
▼ 0.25% · 3.875%
HK$147,051
−HK$4,507/mo
Today · 4.125%
HK$151,558
baseline
▲ 0.50% · 4.625%
HK$160,780
+HK$9,222/mo
Deposit HK$3.47M · loan HK$31.27M · min. income ≈ HK$303,116/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,657
−HK$8,572/mo
▼ 0.25% · 3.875%
HK$162,913
−HK$4,316/mo
Today · 4.125%
HK$167,229
baseline
▲ 0.50% · 4.625%
HK$176,044
+HK$8,815/mo
Deposit HK$3.47M · loan HK$31.27M · min. income ≈ HK$334,458/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,717 · Scale 2, in force from 26 Feb 2026)