LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,236
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$81,701
−HK$2,504/mo
Today · 4.125%
HK$84,205
baseline
▲ 0.50% · 4.625%
HK$89,329
+HK$5,124/mo
Deposit HK$17.37M · loan HK$17.37M · min. income ≈ HK$168,410/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,476,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,150
−HK$4,762/mo
▼ 0.25% · 3.875%
HK$90,514
−HK$2,398/mo
Today · 4.125%
HK$92,912
baseline
▲ 0.50% · 4.625%
HK$97,810
+HK$4,898/mo
Deposit HK$17.37M · loan HK$17.37M · min. income ≈ HK$185,824/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,476,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,084
−HK$5,962/mo
▼ 0.25% · 3.875%
HK$98,041
−HK$3,005/mo
Today · 4.125%
HK$101,046
baseline
▲ 0.50% · 4.625%
HK$107,195
+HK$6,149/mo
Deposit HK$13.90M · loan HK$20.85M · min. income ≈ HK$202,092/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,476,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,780
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$108,616
−HK$2,878/mo
Today · 4.125%
HK$111,494
baseline
▲ 0.50% · 4.625%
HK$117,372
+HK$5,878/mo
Deposit HK$13.90M · loan HK$20.85M · min. income ≈ HK$222,988/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,476,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,931
−HK$6,956/mo
▼ 0.25% · 3.875%
HK$114,381
−HK$3,506/mo
Today · 4.125%
HK$117,887
baseline
▲ 0.50% · 4.625%
HK$125,060
+HK$7,173/mo
Deposit HK$10.42M · loan HK$24.32M · min. income ≈ HK$235,774/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,409
−HK$6,668/mo
▼ 0.25% · 3.875%
HK$126,719
−HK$3,358/mo
Today · 4.125%
HK$130,077
baseline
▲ 0.50% · 4.625%
HK$136,933
+HK$6,856/mo
Deposit HK$10.42M · loan HK$24.32M · min. income ≈ HK$260,154/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,625
−HK$8,944/mo
▼ 0.25% · 3.875%
HK$147,062
−HK$4,507/mo
Today · 4.125%
HK$151,569
baseline
▲ 0.50% · 4.625%
HK$160,792
+HK$9,223/mo
Deposit HK$3.47M · loan HK$31.27M · min. income ≈ HK$303,138/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,669
−HK$8,573/mo
▼ 0.25% · 3.875%
HK$162,925
−HK$4,317/mo
Today · 4.125%
HK$167,242
baseline
▲ 0.50% · 4.625%
HK$176,057
+HK$8,815/mo
Deposit HK$3.47M · loan HK$31.27M · min. income ≈ HK$334,484/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,827 · Scale 2, in force from 26 Feb 2026)