LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,238
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$81,703
−HK$2,504/mo
Today · 4.125%
HK$84,207
baseline
▲ 0.50% · 4.625%
HK$89,331
+HK$5,124/mo
Deposit HK$17.37M · loan HK$17.37M · min. income ≈ HK$168,414/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,476,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,152
−HK$4,762/mo
▼ 0.25% · 3.875%
HK$90,516
−HK$2,398/mo
Today · 4.125%
HK$92,914
baseline
▲ 0.50% · 4.625%
HK$97,812
+HK$4,898/mo
Deposit HK$17.37M · loan HK$17.37M · min. income ≈ HK$185,828/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,476,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,086
−HK$5,963/mo
▼ 0.25% · 3.875%
HK$98,044
−HK$3,005/mo
Today · 4.125%
HK$101,049
baseline
▲ 0.50% · 4.625%
HK$107,197
+HK$6,148/mo
Deposit HK$13.90M · loan HK$20.85M · min. income ≈ HK$202,098/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,476,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,782
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$108,619
−HK$2,878/mo
Today · 4.125%
HK$111,497
baseline
▲ 0.50% · 4.625%
HK$117,375
+HK$5,878/mo
Deposit HK$13.90M · loan HK$20.85M · min. income ≈ HK$222,994/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,476,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,934
−HK$6,956/mo
▼ 0.25% · 3.875%
HK$114,384
−HK$3,506/mo
Today · 4.125%
HK$117,890
baseline
▲ 0.50% · 4.625%
HK$125,064
+HK$7,174/mo
Deposit HK$10.42M · loan HK$24.32M · min. income ≈ HK$235,780/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,413
−HK$6,667/mo
▼ 0.25% · 3.875%
HK$126,723
−HK$3,357/mo
Today · 4.125%
HK$130,080
baseline
▲ 0.50% · 4.625%
HK$136,937
+HK$6,857/mo
Deposit HK$10.42M · loan HK$24.32M · min. income ≈ HK$260,160/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,629
−HK$8,944/mo
▼ 0.25% · 3.875%
HK$147,066
−HK$4,507/mo
Today · 4.125%
HK$151,573
baseline
▲ 0.50% · 4.625%
HK$160,796
+HK$9,223/mo
Deposit HK$3.47M · loan HK$31.27M · min. income ≈ HK$303,146/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,673
−HK$8,573/mo
▼ 0.25% · 3.875%
HK$162,929
−HK$4,317/mo
Today · 4.125%
HK$167,246
baseline
▲ 0.50% · 4.625%
HK$176,062
+HK$8,816/mo
Deposit HK$3.47M · loan HK$31.27M · min. income ≈ HK$334,492/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,865 · Scale 2, in force from 26 Feb 2026)