LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,240
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$81,704
−HK$2,505/mo
Today · 4.125%
HK$84,209
baseline
▲ 0.50% · 4.625%
HK$89,333
+HK$5,124/mo
Deposit HK$17.38M · loan HK$17.38M · min. income ≈ HK$168,418/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,476,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,153
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$90,518
−HK$2,398/mo
Today · 4.125%
HK$92,916
baseline
▲ 0.50% · 4.625%
HK$97,814
+HK$4,898/mo
Deposit HK$17.38M · loan HK$17.38M · min. income ≈ HK$185,832/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,476,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,088
−HK$5,962/mo
▼ 0.25% · 3.875%
HK$98,045
−HK$3,005/mo
Today · 4.125%
HK$101,050
baseline
▲ 0.50% · 4.625%
HK$107,199
+HK$6,149/mo
Deposit HK$13.90M · loan HK$20.85M · min. income ≈ HK$202,100/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,476,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,784
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$108,621
−HK$2,878/mo
Today · 4.125%
HK$111,499
baseline
▲ 0.50% · 4.625%
HK$117,376
+HK$5,877/mo
Deposit HK$13.90M · loan HK$20.85M · min. income ≈ HK$222,998/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,476,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,936
−HK$6,956/mo
▼ 0.25% · 3.875%
HK$114,386
−HK$3,506/mo
Today · 4.125%
HK$117,892
baseline
▲ 0.50% · 4.625%
HK$125,066
+HK$7,174/mo
Deposit HK$10.43M · loan HK$24.33M · min. income ≈ HK$235,784/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,415
−HK$6,667/mo
▼ 0.25% · 3.875%
HK$126,725
−HK$3,357/mo
Today · 4.125%
HK$130,082
baseline
▲ 0.50% · 4.625%
HK$136,939
+HK$6,857/mo
Deposit HK$10.43M · loan HK$24.33M · min. income ≈ HK$260,164/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,631
−HK$8,945/mo
▼ 0.25% · 3.875%
HK$147,068
−HK$4,508/mo
Today · 4.125%
HK$151,576
baseline
▲ 0.50% · 4.625%
HK$160,799
+HK$9,223/mo
Deposit HK$3.48M · loan HK$31.28M · min. income ≈ HK$303,152/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,676
−HK$8,573/mo
▼ 0.25% · 3.875%
HK$162,932
−HK$4,317/mo
Today · 4.125%
HK$167,249
baseline
▲ 0.50% · 4.625%
HK$176,065
+HK$8,816/mo
Deposit HK$3.48M · loan HK$31.28M · min. income ≈ HK$334,498/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,889 · Scale 2, in force from 26 Feb 2026)