LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,242
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$81,706
−HK$2,505/mo
Today · 4.125%
HK$84,211
baseline
▲ 0.50% · 4.625%
HK$89,335
+HK$5,124/mo
Deposit HK$17.38M · loan HK$17.38M · min. income ≈ HK$168,422/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,476,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,155
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$90,520
−HK$2,398/mo
Today · 4.125%
HK$92,918
baseline
▲ 0.50% · 4.625%
HK$97,816
+HK$4,898/mo
Deposit HK$17.38M · loan HK$17.38M · min. income ≈ HK$185,836/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,476,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,090
−HK$5,963/mo
▼ 0.25% · 3.875%
HK$98,048
−HK$3,005/mo
Today · 4.125%
HK$101,053
baseline
▲ 0.50% · 4.625%
HK$107,202
+HK$6,149/mo
Deposit HK$13.90M · loan HK$20.85M · min. income ≈ HK$202,106/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,476,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,786
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$108,624
−HK$2,878/mo
Today · 4.125%
HK$111,502
baseline
▲ 0.50% · 4.625%
HK$117,379
+HK$5,877/mo
Deposit HK$13.90M · loan HK$20.85M · min. income ≈ HK$223,004/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,476,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,938
−HK$6,957/mo
▼ 0.25% · 3.875%
HK$114,389
−HK$3,506/mo
Today · 4.125%
HK$117,895
baseline
▲ 0.50% · 4.625%
HK$125,069
+HK$7,174/mo
Deposit HK$10.43M · loan HK$24.33M · min. income ≈ HK$235,790/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,418
−HK$6,667/mo
▼ 0.25% · 3.875%
HK$126,728
−HK$3,357/mo
Today · 4.125%
HK$130,085
baseline
▲ 0.50% · 4.625%
HK$136,942
+HK$6,857/mo
Deposit HK$10.43M · loan HK$24.33M · min. income ≈ HK$260,170/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,476,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,635
−HK$8,944/mo
▼ 0.25% · 3.875%
HK$147,071
−HK$4,508/mo
Today · 4.125%
HK$151,579
baseline
▲ 0.50% · 4.625%
HK$160,802
+HK$9,223/mo
Deposit HK$3.48M · loan HK$31.28M · min. income ≈ HK$303,158/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,680
−HK$8,573/mo
▼ 0.25% · 3.875%
HK$162,935
−HK$4,318/mo
Today · 4.125%
HK$167,253
baseline
▲ 0.50% · 4.625%
HK$176,069
+HK$8,816/mo
Deposit HK$3.48M · loan HK$31.28M · min. income ≈ HK$334,506/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,476,924 · Scale 2, in force from 26 Feb 2026)