LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,250
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$81,715
−HK$2,504/mo
Today · 4.125%
HK$84,219
baseline
▲ 0.50% · 4.625%
HK$89,344
+HK$5,125/mo
Deposit HK$17.38M · loan HK$17.38M · min. income ≈ HK$168,438/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,477,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,164
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$90,529
−HK$2,399/mo
Today · 4.125%
HK$92,928
baseline
▲ 0.50% · 4.625%
HK$97,826
+HK$4,898/mo
Deposit HK$17.38M · loan HK$17.38M · min. income ≈ HK$185,856/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,477,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,099
−HK$5,964/mo
▼ 0.25% · 3.875%
HK$98,058
−HK$3,005/mo
Today · 4.125%
HK$101,063
baseline
▲ 0.50% · 4.625%
HK$107,212
+HK$6,149/mo
Deposit HK$13.90M · loan HK$20.85M · min. income ≈ HK$202,126/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,477,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,797
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$108,635
−HK$2,878/mo
Today · 4.125%
HK$111,513
baseline
▲ 0.50% · 4.625%
HK$117,391
+HK$5,878/mo
Deposit HK$13.90M · loan HK$20.85M · min. income ≈ HK$223,026/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,477,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,949
−HK$6,958/mo
▼ 0.25% · 3.875%
HK$114,400
−HK$3,507/mo
Today · 4.125%
HK$117,907
baseline
▲ 0.50% · 4.625%
HK$125,081
+HK$7,174/mo
Deposit HK$10.43M · loan HK$24.33M · min. income ≈ HK$235,814/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,477,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,430
−HK$6,669/mo
▼ 0.25% · 3.875%
HK$126,740
−HK$3,359/mo
Today · 4.125%
HK$130,099
baseline
▲ 0.50% · 4.625%
HK$136,956
+HK$6,857/mo
Deposit HK$10.43M · loan HK$24.33M · min. income ≈ HK$260,198/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,477,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,649
−HK$8,945/mo
▼ 0.25% · 3.875%
HK$147,086
−HK$4,508/mo
Today · 4.125%
HK$151,594
baseline
▲ 0.50% · 4.625%
HK$160,819
+HK$9,225/mo
Deposit HK$3.48M · loan HK$31.28M · min. income ≈ HK$303,188/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,696
−HK$8,574/mo
▼ 0.25% · 3.875%
HK$162,952
−HK$4,318/mo
Today · 4.125%
HK$167,270
baseline
▲ 0.50% · 4.625%
HK$176,087
+HK$8,817/mo
Deposit HK$3.48M · loan HK$31.28M · min. income ≈ HK$334,540/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,073 · Scale 2, in force from 26 Feb 2026)