LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,250
−HK$4,970/mo
▼ 0.25% · 3.875%
HK$81,715
−HK$2,505/mo
Today · 4.125%
HK$84,220
baseline
▲ 0.50% · 4.625%
HK$89,345
+HK$5,125/mo
Deposit HK$17.38M · loan HK$17.38M · min. income ≈ HK$168,440/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,477,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,165
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$90,530
−HK$2,399/mo
Today · 4.125%
HK$92,929
baseline
▲ 0.50% · 4.625%
HK$97,827
+HK$4,898/mo
Deposit HK$17.38M · loan HK$17.38M · min. income ≈ HK$185,858/mo (50% DSR)
Upfront cash ≈ HK$18.85M (deposit + AVD stamp duty HK$1,477,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,100
−HK$5,964/mo
▼ 0.25% · 3.875%
HK$98,059
−HK$3,005/mo
Today · 4.125%
HK$101,064
baseline
▲ 0.50% · 4.625%
HK$107,214
+HK$6,150/mo
Deposit HK$13.90M · loan HK$20.85M · min. income ≈ HK$202,128/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,477,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,798
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$108,636
−HK$2,878/mo
Today · 4.125%
HK$111,514
baseline
▲ 0.50% · 4.625%
HK$117,392
+HK$5,878/mo
Deposit HK$13.90M · loan HK$20.85M · min. income ≈ HK$223,028/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,477,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,950
−HK$6,958/mo
▼ 0.25% · 3.875%
HK$114,402
−HK$3,506/mo
Today · 4.125%
HK$117,908
baseline
▲ 0.50% · 4.625%
HK$125,082
+HK$7,174/mo
Deposit HK$10.43M · loan HK$24.33M · min. income ≈ HK$235,816/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,477,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,431
−HK$6,669/mo
▼ 0.25% · 3.875%
HK$126,742
−HK$3,358/mo
Today · 4.125%
HK$130,100
baseline
▲ 0.50% · 4.625%
HK$136,958
+HK$6,858/mo
Deposit HK$10.43M · loan HK$24.33M · min. income ≈ HK$260,200/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,477,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,651
−HK$8,945/mo
▼ 0.25% · 3.875%
HK$147,088
−HK$4,508/mo
Today · 4.125%
HK$151,596
baseline
▲ 0.50% · 4.625%
HK$160,820
+HK$9,224/mo
Deposit HK$3.48M · loan HK$31.28M · min. income ≈ HK$303,192/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,697
−HK$8,574/mo
▼ 0.25% · 3.875%
HK$162,954
−HK$4,317/mo
Today · 4.125%
HK$167,271
baseline
▲ 0.50% · 4.625%
HK$176,088
+HK$8,817/mo
Deposit HK$3.48M · loan HK$31.28M · min. income ≈ HK$334,542/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,089 · Scale 2, in force from 26 Feb 2026)