LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,255
−HK$4,970/mo
▼ 0.25% · 3.875%
HK$81,720
−HK$2,505/mo
Today · 4.125%
HK$84,225
baseline
▲ 0.50% · 4.625%
HK$89,350
+HK$5,125/mo
Deposit HK$17.38M · loan HK$17.38M · min. income ≈ HK$168,450/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,170
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$90,535
−HK$2,399/mo
Today · 4.125%
HK$92,934
baseline
▲ 0.50% · 4.625%
HK$97,832
+HK$4,898/mo
Deposit HK$17.38M · loan HK$17.38M · min. income ≈ HK$185,868/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,106
−HK$5,964/mo
▼ 0.25% · 3.875%
HK$98,064
−HK$3,006/mo
Today · 4.125%
HK$101,070
baseline
▲ 0.50% · 4.625%
HK$107,220
+HK$6,150/mo
Deposit HK$13.90M · loan HK$20.85M · min. income ≈ HK$202,140/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,477,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,804
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$108,642
−HK$2,879/mo
Today · 4.125%
HK$111,521
baseline
▲ 0.50% · 4.625%
HK$117,399
+HK$5,878/mo
Deposit HK$13.90M · loan HK$20.85M · min. income ≈ HK$223,042/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,477,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,957
−HK$6,958/mo
▼ 0.25% · 3.875%
HK$114,408
−HK$3,507/mo
Today · 4.125%
HK$117,915
baseline
▲ 0.50% · 4.625%
HK$125,090
+HK$7,175/mo
Deposit HK$10.43M · loan HK$24.33M · min. income ≈ HK$235,830/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,477,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,438
−HK$6,669/mo
▼ 0.25% · 3.875%
HK$126,749
−HK$3,358/mo
Today · 4.125%
HK$130,107
baseline
▲ 0.50% · 4.625%
HK$136,965
+HK$6,858/mo
Deposit HK$10.43M · loan HK$24.33M · min. income ≈ HK$260,214/mo (50% DSR)
Upfront cash ≈ HK$11.90M (deposit + AVD stamp duty HK$1,477,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,659
−HK$8,946/mo
▼ 0.25% · 3.875%
HK$147,096
−HK$4,509/mo
Today · 4.125%
HK$151,605
baseline
▲ 0.50% · 4.625%
HK$160,829
+HK$9,224/mo
Deposit HK$3.48M · loan HK$31.28M · min. income ≈ HK$303,210/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,706
−HK$8,575/mo
▼ 0.25% · 3.875%
HK$162,963
−HK$4,318/mo
Today · 4.125%
HK$167,281
baseline
▲ 0.50% · 4.625%
HK$176,098
+HK$8,817/mo
Deposit HK$3.48M · loan HK$31.28M · min. income ≈ HK$334,562/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,173 · Scale 2, in force from 26 Feb 2026)