LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,261
−HK$4,970/mo
▼ 0.25% · 3.875%
HK$81,726
−HK$2,505/mo
Today · 4.125%
HK$84,231
baseline
▲ 0.50% · 4.625%
HK$89,356
+HK$5,125/mo
Deposit HK$17.38M · loan HK$17.38M · min. income ≈ HK$168,462/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,177
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$90,542
−HK$2,399/mo
Today · 4.125%
HK$92,941
baseline
▲ 0.50% · 4.625%
HK$97,840
+HK$4,899/mo
Deposit HK$17.38M · loan HK$17.38M · min. income ≈ HK$185,882/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,113
−HK$5,964/mo
▼ 0.25% · 3.875%
HK$98,071
−HK$3,006/mo
Today · 4.125%
HK$101,077
baseline
▲ 0.50% · 4.625%
HK$107,228
+HK$6,151/mo
Deposit HK$13.90M · loan HK$20.86M · min. income ≈ HK$202,154/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,477,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,812
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$108,650
−HK$2,879/mo
Today · 4.125%
HK$111,529
baseline
▲ 0.50% · 4.625%
HK$117,408
+HK$5,879/mo
Deposit HK$13.90M · loan HK$20.86M · min. income ≈ HK$223,058/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,477,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,965
−HK$6,959/mo
▼ 0.25% · 3.875%
HK$114,417
−HK$3,507/mo
Today · 4.125%
HK$117,924
baseline
▲ 0.50% · 4.625%
HK$125,099
+HK$7,175/mo
Deposit HK$10.43M · loan HK$24.33M · min. income ≈ HK$235,848/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,447
−HK$6,670/mo
▼ 0.25% · 3.875%
HK$126,758
−HK$3,359/mo
Today · 4.125%
HK$130,117
baseline
▲ 0.50% · 4.625%
HK$136,976
+HK$6,859/mo
Deposit HK$10.43M · loan HK$24.33M · min. income ≈ HK$260,234/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,669
−HK$8,947/mo
▼ 0.25% · 3.875%
HK$147,107
−HK$4,509/mo
Today · 4.125%
HK$151,616
baseline
▲ 0.50% · 4.625%
HK$160,841
+HK$9,225/mo
Deposit HK$3.48M · loan HK$31.28M · min. income ≈ HK$303,232/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,718
−HK$8,575/mo
▼ 0.25% · 3.875%
HK$162,975
−HK$4,318/mo
Today · 4.125%
HK$167,293
baseline
▲ 0.50% · 4.625%
HK$176,111
+HK$8,818/mo
Deposit HK$3.48M · loan HK$31.28M · min. income ≈ HK$334,586/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,282 · Scale 2, in force from 26 Feb 2026)