LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,263
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$81,729
−HK$2,505/mo
Today · 4.125%
HK$84,234
baseline
▲ 0.50% · 4.625%
HK$89,359
+HK$5,125/mo
Deposit HK$17.38M · loan HK$17.38M · min. income ≈ HK$168,468/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,180
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$90,545
−HK$2,399/mo
Today · 4.125%
HK$92,944
baseline
▲ 0.50% · 4.625%
HK$97,843
+HK$4,899/mo
Deposit HK$17.38M · loan HK$17.38M · min. income ≈ HK$185,888/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,116
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$98,075
−HK$3,006/mo
Today · 4.125%
HK$101,081
baseline
▲ 0.50% · 4.625%
HK$107,231
+HK$6,150/mo
Deposit HK$13.90M · loan HK$20.86M · min. income ≈ HK$202,162/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,477,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,816
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$108,654
−HK$2,878/mo
Today · 4.125%
HK$111,532
baseline
▲ 0.50% · 4.625%
HK$117,412
+HK$5,880/mo
Deposit HK$13.90M · loan HK$20.86M · min. income ≈ HK$223,064/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,477,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,969
−HK$6,958/mo
▼ 0.25% · 3.875%
HK$114,420
−HK$3,507/mo
Today · 4.125%
HK$117,927
baseline
▲ 0.50% · 4.625%
HK$125,103
+HK$7,176/mo
Deposit HK$10.43M · loan HK$24.33M · min. income ≈ HK$235,854/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,452
−HK$6,669/mo
▼ 0.25% · 3.875%
HK$126,762
−HK$3,359/mo
Today · 4.125%
HK$130,121
baseline
▲ 0.50% · 4.625%
HK$136,980
+HK$6,859/mo
Deposit HK$10.43M · loan HK$24.33M · min. income ≈ HK$260,242/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,674
−HK$8,947/mo
▼ 0.25% · 3.875%
HK$147,112
−HK$4,509/mo
Today · 4.125%
HK$151,621
baseline
▲ 0.50% · 4.625%
HK$160,847
+HK$9,226/mo
Deposit HK$3.48M · loan HK$31.28M · min. income ≈ HK$303,242/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,723
−HK$8,576/mo
▼ 0.25% · 3.875%
HK$162,980
−HK$4,319/mo
Today · 4.125%
HK$167,299
baseline
▲ 0.50% · 4.625%
HK$176,117
+HK$8,818/mo
Deposit HK$3.48M · loan HK$31.28M · min. income ≈ HK$334,598/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,331 · Scale 2, in force from 26 Feb 2026)