LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,268
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$81,734
−HK$2,505/mo
Today · 4.125%
HK$84,239
baseline
▲ 0.50% · 4.625%
HK$89,365
+HK$5,126/mo
Deposit HK$17.38M · loan HK$17.38M · min. income ≈ HK$168,478/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,185
−HK$4,765/mo
▼ 0.25% · 3.875%
HK$90,550
−HK$2,400/mo
Today · 4.125%
HK$92,950
baseline
▲ 0.50% · 4.625%
HK$97,849
+HK$4,899/mo
Deposit HK$17.38M · loan HK$17.38M · min. income ≈ HK$185,900/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,122
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$98,081
−HK$3,006/mo
Today · 4.125%
HK$101,087
baseline
▲ 0.50% · 4.625%
HK$107,238
+HK$6,151/mo
Deposit HK$13.91M · loan HK$20.86M · min. income ≈ HK$202,174/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,477,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,822
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$108,660
−HK$2,880/mo
Today · 4.125%
HK$111,540
baseline
▲ 0.50% · 4.625%
HK$117,419
+HK$5,879/mo
Deposit HK$13.91M · loan HK$20.86M · min. income ≈ HK$223,080/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,477,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,976
−HK$6,959/mo
▼ 0.25% · 3.875%
HK$114,428
−HK$3,507/mo
Today · 4.125%
HK$117,935
baseline
▲ 0.50% · 4.625%
HK$125,111
+HK$7,176/mo
Deposit HK$10.43M · loan HK$24.33M · min. income ≈ HK$235,870/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,459
−HK$6,670/mo
▼ 0.25% · 3.875%
HK$126,770
−HK$3,359/mo
Today · 4.125%
HK$130,129
baseline
▲ 0.50% · 4.625%
HK$136,989
+HK$6,860/mo
Deposit HK$10.43M · loan HK$24.33M · min. income ≈ HK$260,258/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,683
−HK$8,948/mo
▼ 0.25% · 3.875%
HK$147,121
−HK$4,510/mo
Today · 4.125%
HK$151,631
baseline
▲ 0.50% · 4.625%
HK$160,857
+HK$9,226/mo
Deposit HK$3.48M · loan HK$31.29M · min. income ≈ HK$303,262/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,733
−HK$8,576/mo
▼ 0.25% · 3.875%
HK$162,991
−HK$4,318/mo
Today · 4.125%
HK$167,309
baseline
▲ 0.50% · 4.625%
HK$176,128
+HK$8,819/mo
Deposit HK$3.48M · loan HK$31.29M · min. income ≈ HK$334,618/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,424 · Scale 2, in force from 26 Feb 2026)