LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,281
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$81,747
−HK$2,505/mo
Today · 4.125%
HK$84,252
baseline
▲ 0.50% · 4.625%
HK$89,379
+HK$5,127/mo
Deposit HK$17.38M · loan HK$17.38M · min. income ≈ HK$168,504/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,199
−HK$4,765/mo
▼ 0.25% · 3.875%
HK$90,564
−HK$2,400/mo
Today · 4.125%
HK$92,964
baseline
▲ 0.50% · 4.625%
HK$97,864
+HK$4,900/mo
Deposit HK$17.38M · loan HK$17.38M · min. income ≈ HK$185,928/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,137
−HK$5,966/mo
▼ 0.25% · 3.875%
HK$98,096
−HK$3,007/mo
Today · 4.125%
HK$101,103
baseline
▲ 0.50% · 4.625%
HK$107,255
+HK$6,152/mo
Deposit HK$13.91M · loan HK$20.86M · min. income ≈ HK$202,206/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,477,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,839
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$108,677
−HK$2,880/mo
Today · 4.125%
HK$111,557
baseline
▲ 0.50% · 4.625%
HK$117,437
+HK$5,880/mo
Deposit HK$13.91M · loan HK$20.86M · min. income ≈ HK$223,114/mo (50% DSR)
Upfront cash ≈ HK$15.38M (deposit + AVD stamp duty HK$1,477,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,993
−HK$6,960/mo
▼ 0.25% · 3.875%
HK$114,445
−HK$3,508/mo
Today · 4.125%
HK$117,953
baseline
▲ 0.50% · 4.625%
HK$125,130
+HK$7,177/mo
Deposit HK$10.43M · loan HK$24.34M · min. income ≈ HK$235,906/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,479
−HK$6,671/mo
▼ 0.25% · 3.875%
HK$126,790
−HK$3,360/mo
Today · 4.125%
HK$130,150
baseline
▲ 0.50% · 4.625%
HK$137,010
+HK$6,860/mo
Deposit HK$10.43M · loan HK$24.34M · min. income ≈ HK$260,300/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,705
−HK$8,949/mo
▼ 0.25% · 3.875%
HK$147,144
−HK$4,510/mo
Today · 4.125%
HK$151,654
baseline
▲ 0.50% · 4.625%
HK$160,882
+HK$9,228/mo
Deposit HK$3.48M · loan HK$31.29M · min. income ≈ HK$303,308/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,758
−HK$8,577/mo
▼ 0.25% · 3.875%
HK$163,016
−HK$4,319/mo
Today · 4.125%
HK$167,335
baseline
▲ 0.50% · 4.625%
HK$176,156
+HK$8,821/mo
Deposit HK$3.48M · loan HK$31.29M · min. income ≈ HK$334,670/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,654 · Scale 2, in force from 26 Feb 2026)