LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,283
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$81,749
−HK$2,505/mo
Today · 4.125%
HK$84,254
baseline
▲ 0.50% · 4.625%
HK$89,381
+HK$5,127/mo
Deposit HK$17.38M · loan HK$17.38M · min. income ≈ HK$168,508/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,201
−HK$4,765/mo
▼ 0.25% · 3.875%
HK$90,567
−HK$2,399/mo
Today · 4.125%
HK$92,966
baseline
▲ 0.50% · 4.625%
HK$97,867
+HK$4,901/mo
Deposit HK$17.38M · loan HK$17.38M · min. income ≈ HK$185,932/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,139
−HK$5,966/mo
▼ 0.25% · 3.875%
HK$98,098
−HK$3,007/mo
Today · 4.125%
HK$101,105
baseline
▲ 0.50% · 4.625%
HK$107,257
+HK$6,152/mo
Deposit HK$13.91M · loan HK$20.86M · min. income ≈ HK$202,210/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,477,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,841
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$108,680
−HK$2,880/mo
Today · 4.125%
HK$111,560
baseline
▲ 0.50% · 4.625%
HK$117,440
+HK$5,880/mo
Deposit HK$13.91M · loan HK$20.86M · min. income ≈ HK$223,120/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,477,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,996
−HK$6,960/mo
▼ 0.25% · 3.875%
HK$114,448
−HK$3,508/mo
Today · 4.125%
HK$117,956
baseline
▲ 0.50% · 4.625%
HK$125,133
+HK$7,177/mo
Deposit HK$10.43M · loan HK$24.34M · min. income ≈ HK$235,912/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,481
−HK$6,672/mo
▼ 0.25% · 3.875%
HK$126,793
−HK$3,360/mo
Today · 4.125%
HK$130,153
baseline
▲ 0.50% · 4.625%
HK$137,013
+HK$6,860/mo
Deposit HK$10.43M · loan HK$24.34M · min. income ≈ HK$260,306/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,709
−HK$8,949/mo
▼ 0.25% · 3.875%
HK$147,148
−HK$4,510/mo
Today · 4.125%
HK$151,658
baseline
▲ 0.50% · 4.625%
HK$160,886
+HK$9,228/mo
Deposit HK$3.48M · loan HK$31.29M · min. income ≈ HK$303,316/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,762
−HK$8,577/mo
▼ 0.25% · 3.875%
HK$163,020
−HK$4,319/mo
Today · 4.125%
HK$167,339
baseline
▲ 0.50% · 4.625%
HK$176,160
+HK$8,821/mo
Deposit HK$3.48M · loan HK$31.29M · min. income ≈ HK$334,678/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,689 · Scale 2, in force from 26 Feb 2026)