LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,284
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$81,750
−HK$2,505/mo
Today · 4.125%
HK$84,255
baseline
▲ 0.50% · 4.625%
HK$89,382
+HK$5,127/mo
Deposit HK$17.38M · loan HK$17.38M · min. income ≈ HK$168,510/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,202
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$90,568
−HK$2,400/mo
Today · 4.125%
HK$92,968
baseline
▲ 0.50% · 4.625%
HK$97,868
+HK$4,900/mo
Deposit HK$17.38M · loan HK$17.38M · min. income ≈ HK$185,936/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,140
−HK$5,966/mo
▼ 0.25% · 3.875%
HK$98,100
−HK$3,006/mo
Today · 4.125%
HK$101,106
baseline
▲ 0.50% · 4.625%
HK$107,259
+HK$6,153/mo
Deposit HK$13.91M · loan HK$20.86M · min. income ≈ HK$202,212/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,477,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,843
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$108,681
−HK$2,880/mo
Today · 4.125%
HK$111,561
baseline
▲ 0.50% · 4.625%
HK$117,442
+HK$5,881/mo
Deposit HK$13.91M · loan HK$20.86M · min. income ≈ HK$223,122/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,477,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,997
−HK$6,961/mo
▼ 0.25% · 3.875%
HK$114,450
−HK$3,508/mo
Today · 4.125%
HK$117,958
baseline
▲ 0.50% · 4.625%
HK$125,135
+HK$7,177/mo
Deposit HK$10.43M · loan HK$24.34M · min. income ≈ HK$235,916/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,483
−HK$6,672/mo
▼ 0.25% · 3.875%
HK$126,795
−HK$3,360/mo
Today · 4.125%
HK$130,155
baseline
▲ 0.50% · 4.625%
HK$137,015
+HK$6,860/mo
Deposit HK$10.43M · loan HK$24.34M · min. income ≈ HK$260,310/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,711
−HK$8,949/mo
▼ 0.25% · 3.875%
HK$147,150
−HK$4,510/mo
Today · 4.125%
HK$151,660
baseline
▲ 0.50% · 4.625%
HK$160,888
+HK$9,228/mo
Deposit HK$3.48M · loan HK$31.29M · min. income ≈ HK$303,320/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,764
−HK$8,578/mo
▼ 0.25% · 3.875%
HK$163,022
−HK$4,320/mo
Today · 4.125%
HK$167,342
baseline
▲ 0.50% · 4.625%
HK$176,162
+HK$8,820/mo
Deposit HK$3.48M · loan HK$31.29M · min. income ≈ HK$334,684/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,709 · Scale 2, in force from 26 Feb 2026)