LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,285
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$81,751
−HK$2,505/mo
Today · 4.125%
HK$84,256
baseline
▲ 0.50% · 4.625%
HK$89,383
+HK$5,127/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$168,512/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,203
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$90,569
−HK$2,400/mo
Today · 4.125%
HK$92,969
baseline
▲ 0.50% · 4.625%
HK$97,869
+HK$4,900/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$185,938/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,141
−HK$5,967/mo
▼ 0.25% · 3.875%
HK$98,101
−HK$3,007/mo
Today · 4.125%
HK$101,108
baseline
▲ 0.50% · 4.625%
HK$107,260
+HK$6,152/mo
Deposit HK$13.91M · loan HK$20.86M · min. income ≈ HK$202,216/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,477,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,844
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$108,683
−HK$2,879/mo
Today · 4.125%
HK$111,562
baseline
▲ 0.50% · 4.625%
HK$117,443
+HK$5,881/mo
Deposit HK$13.91M · loan HK$20.86M · min. income ≈ HK$223,124/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,477,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,998
−HK$6,961/mo
▼ 0.25% · 3.875%
HK$114,451
−HK$3,508/mo
Today · 4.125%
HK$117,959
baseline
▲ 0.50% · 4.625%
HK$125,136
+HK$7,177/mo
Deposit HK$10.43M · loan HK$24.34M · min. income ≈ HK$235,918/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,485
−HK$6,671/mo
▼ 0.25% · 3.875%
HK$126,796
−HK$3,360/mo
Today · 4.125%
HK$130,156
baseline
▲ 0.50% · 4.625%
HK$137,017
+HK$6,861/mo
Deposit HK$10.43M · loan HK$24.34M · min. income ≈ HK$260,312/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,712
−HK$8,949/mo
▼ 0.25% · 3.875%
HK$147,151
−HK$4,510/mo
Today · 4.125%
HK$151,661
baseline
▲ 0.50% · 4.625%
HK$160,890
+HK$9,229/mo
Deposit HK$3.48M · loan HK$31.29M · min. income ≈ HK$303,322/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,766
−HK$8,577/mo
▼ 0.25% · 3.875%
HK$163,024
−HK$4,319/mo
Today · 4.125%
HK$167,343
baseline
▲ 0.50% · 4.625%
HK$176,164
+HK$8,821/mo
Deposit HK$3.48M · loan HK$31.29M · min. income ≈ HK$334,686/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,726 · Scale 2, in force from 26 Feb 2026)