LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,286
−HK$4,972/mo
▼ 0.25% · 3.875%
HK$81,753
−HK$2,505/mo
Today · 4.125%
HK$84,258
baseline
▲ 0.50% · 4.625%
HK$89,385
+HK$5,127/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$168,516/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,205
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$90,571
−HK$2,400/mo
Today · 4.125%
HK$92,971
baseline
▲ 0.50% · 4.625%
HK$97,871
+HK$4,900/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$185,942/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,144
−HK$5,966/mo
▼ 0.25% · 3.875%
HK$98,103
−HK$3,007/mo
Today · 4.125%
HK$101,110
baseline
▲ 0.50% · 4.625%
HK$107,262
+HK$6,152/mo
Deposit HK$13.91M · loan HK$20.86M · min. income ≈ HK$202,220/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,477,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,846
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$108,685
−HK$2,880/mo
Today · 4.125%
HK$111,565
baseline
▲ 0.50% · 4.625%
HK$117,446
+HK$5,881/mo
Deposit HK$13.91M · loan HK$20.86M · min. income ≈ HK$223,130/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,477,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,001
−HK$6,961/mo
▼ 0.25% · 3.875%
HK$114,454
−HK$3,508/mo
Today · 4.125%
HK$117,962
baseline
▲ 0.50% · 4.625%
HK$125,139
+HK$7,177/mo
Deposit HK$10.43M · loan HK$24.34M · min. income ≈ HK$235,924/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,487
−HK$6,672/mo
▼ 0.25% · 3.875%
HK$126,799
−HK$3,360/mo
Today · 4.125%
HK$130,159
baseline
▲ 0.50% · 4.625%
HK$137,020
+HK$6,861/mo
Deposit HK$10.43M · loan HK$24.34M · min. income ≈ HK$260,318/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,715
−HK$8,950/mo
▼ 0.25% · 3.875%
HK$147,155
−HK$4,510/mo
Today · 4.125%
HK$151,665
baseline
▲ 0.50% · 4.625%
HK$160,893
+HK$9,228/mo
Deposit HK$3.48M · loan HK$31.29M · min. income ≈ HK$303,330/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,770
−HK$8,577/mo
▼ 0.25% · 3.875%
HK$163,028
−HK$4,319/mo
Today · 4.125%
HK$167,347
baseline
▲ 0.50% · 4.625%
HK$176,168
+HK$8,821/mo
Deposit HK$3.48M · loan HK$31.29M · min. income ≈ HK$334,694/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,760 · Scale 2, in force from 26 Feb 2026)