LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,287
−HK$4,972/mo
▼ 0.25% · 3.875%
HK$81,753
−HK$2,506/mo
Today · 4.125%
HK$84,259
baseline
▲ 0.50% · 4.625%
HK$89,386
+HK$5,127/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$168,518/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,206
−HK$4,765/mo
▼ 0.25% · 3.875%
HK$90,571
−HK$2,400/mo
Today · 4.125%
HK$92,971
baseline
▲ 0.50% · 4.625%
HK$97,872
+HK$4,901/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$185,942/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,144
−HK$5,967/mo
▼ 0.25% · 3.875%
HK$98,104
−HK$3,007/mo
Today · 4.125%
HK$101,111
baseline
▲ 0.50% · 4.625%
HK$107,263
+HK$6,152/mo
Deposit HK$13.91M · loan HK$20.86M · min. income ≈ HK$202,222/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,477,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,847
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$108,686
−HK$2,880/mo
Today · 4.125%
HK$111,566
baseline
▲ 0.50% · 4.625%
HK$117,446
+HK$5,880/mo
Deposit HK$13.91M · loan HK$20.86M · min. income ≈ HK$223,132/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,477,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,002
−HK$6,960/mo
▼ 0.25% · 3.875%
HK$114,454
−HK$3,508/mo
Today · 4.125%
HK$117,962
baseline
▲ 0.50% · 4.625%
HK$125,140
+HK$7,178/mo
Deposit HK$10.43M · loan HK$24.34M · min. income ≈ HK$235,924/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,488
−HK$6,672/mo
▼ 0.25% · 3.875%
HK$126,800
−HK$3,360/mo
Today · 4.125%
HK$130,160
baseline
▲ 0.50% · 4.625%
HK$137,021
+HK$6,861/mo
Deposit HK$10.43M · loan HK$24.34M · min. income ≈ HK$260,320/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,716
−HK$8,950/mo
▼ 0.25% · 3.875%
HK$147,156
−HK$4,510/mo
Today · 4.125%
HK$151,666
baseline
▲ 0.50% · 4.625%
HK$160,894
+HK$9,228/mo
Deposit HK$3.48M · loan HK$31.29M · min. income ≈ HK$303,332/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,770
−HK$8,578/mo
▼ 0.25% · 3.875%
HK$163,029
−HK$4,319/mo
Today · 4.125%
HK$167,348
baseline
▲ 0.50% · 4.625%
HK$176,170
+HK$8,822/mo
Deposit HK$3.48M · loan HK$31.29M · min. income ≈ HK$334,696/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,769 · Scale 2, in force from 26 Feb 2026)