LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,288
−HK$4,972/mo
▼ 0.25% · 3.875%
HK$81,755
−HK$2,505/mo
Today · 4.125%
HK$84,260
baseline
▲ 0.50% · 4.625%
HK$89,387
+HK$5,127/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$168,520/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,207
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$90,573
−HK$2,400/mo
Today · 4.125%
HK$92,973
baseline
▲ 0.50% · 4.625%
HK$97,874
+HK$4,901/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$185,946/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,146
−HK$5,966/mo
▼ 0.25% · 3.875%
HK$98,105
−HK$3,007/mo
Today · 4.125%
HK$101,112
baseline
▲ 0.50% · 4.625%
HK$107,265
+HK$6,153/mo
Deposit HK$13.91M · loan HK$20.86M · min. income ≈ HK$202,224/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,477,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,849
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$108,688
−HK$2,880/mo
Today · 4.125%
HK$111,568
baseline
▲ 0.50% · 4.625%
HK$117,448
+HK$5,880/mo
Deposit HK$13.91M · loan HK$20.86M · min. income ≈ HK$223,136/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,477,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,004
−HK$6,960/mo
▼ 0.25% · 3.875%
HK$114,456
−HK$3,508/mo
Today · 4.125%
HK$117,964
baseline
▲ 0.50% · 4.625%
HK$125,142
+HK$7,178/mo
Deposit HK$10.43M · loan HK$24.34M · min. income ≈ HK$235,928/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,490
−HK$6,672/mo
▼ 0.25% · 3.875%
HK$126,802
−HK$3,360/mo
Today · 4.125%
HK$130,162
baseline
▲ 0.50% · 4.625%
HK$137,023
+HK$6,861/mo
Deposit HK$10.43M · loan HK$24.34M · min. income ≈ HK$260,324/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,719
−HK$8,950/mo
▼ 0.25% · 3.875%
HK$147,158
−HK$4,511/mo
Today · 4.125%
HK$151,669
baseline
▲ 0.50% · 4.625%
HK$160,897
+HK$9,228/mo
Deposit HK$3.48M · loan HK$31.29M · min. income ≈ HK$303,338/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,773
−HK$8,578/mo
▼ 0.25% · 3.875%
HK$163,032
−HK$4,319/mo
Today · 4.125%
HK$167,351
baseline
▲ 0.50% · 4.625%
HK$176,173
+HK$8,822/mo
Deposit HK$3.48M · loan HK$31.29M · min. income ≈ HK$334,702/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$1,477,795 · Scale 2, in force from 26 Feb 2026)