LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,292
−HK$4,972/mo
▼ 0.25% · 3.875%
HK$81,758
−HK$2,506/mo
Today · 4.125%
HK$84,264
baseline
▲ 0.50% · 4.625%
HK$89,391
+HK$5,127/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$168,528/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,211
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$90,577
−HK$2,400/mo
Today · 4.125%
HK$92,977
baseline
▲ 0.50% · 4.625%
HK$97,878
+HK$4,901/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$185,954/mo (50% DSR)
Upfront cash ≈ HK$18.86M (deposit + AVD stamp duty HK$1,477,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,150
−HK$5,967/mo
▼ 0.25% · 3.875%
HK$98,110
−HK$3,007/mo
Today · 4.125%
HK$101,117
baseline
▲ 0.50% · 4.625%
HK$107,269
+HK$6,152/mo
Deposit HK$13.91M · loan HK$20.86M · min. income ≈ HK$202,234/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,477,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,853
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$108,692
−HK$2,880/mo
Today · 4.125%
HK$111,572
baseline
▲ 0.50% · 4.625%
HK$117,453
+HK$5,881/mo
Deposit HK$13.91M · loan HK$20.86M · min. income ≈ HK$223,144/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,477,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,008
−HK$6,961/mo
▼ 0.25% · 3.875%
HK$114,461
−HK$3,508/mo
Today · 4.125%
HK$117,969
baseline
▲ 0.50% · 4.625%
HK$125,148
+HK$7,179/mo
Deposit HK$10.43M · loan HK$24.34M · min. income ≈ HK$235,938/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,496
−HK$6,672/mo
▼ 0.25% · 3.875%
HK$126,808
−HK$3,360/mo
Today · 4.125%
HK$130,168
baseline
▲ 0.50% · 4.625%
HK$137,029
+HK$6,861/mo
Deposit HK$10.43M · loan HK$24.34M · min. income ≈ HK$260,336/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,725
−HK$8,950/mo
▼ 0.25% · 3.875%
HK$147,164
−HK$4,511/mo
Today · 4.125%
HK$151,675
baseline
▲ 0.50% · 4.625%
HK$160,904
+HK$9,229/mo
Deposit HK$3.48M · loan HK$31.30M · min. income ≈ HK$303,350/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,477,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,780
−HK$8,578/mo
▼ 0.25% · 3.875%
HK$163,038
−HK$4,320/mo
Today · 4.125%
HK$167,358
baseline
▲ 0.50% · 4.625%
HK$176,180
+HK$8,822/mo
Deposit HK$3.48M · loan HK$31.30M · min. income ≈ HK$334,716/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,477,858 · Scale 2, in force from 26 Feb 2026)