LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,297
−HK$4,972/mo
▼ 0.25% · 3.875%
HK$81,763
−HK$2,506/mo
Today · 4.125%
HK$84,269
baseline
▲ 0.50% · 4.625%
HK$89,397
+HK$5,128/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$168,538/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,477,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,217
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$90,583
−HK$2,400/mo
Today · 4.125%
HK$92,983
baseline
▲ 0.50% · 4.625%
HK$97,884
+HK$4,901/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$185,966/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,477,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,156
−HK$5,967/mo
▼ 0.25% · 3.875%
HK$98,116
−HK$3,007/mo
Today · 4.125%
HK$101,123
baseline
▲ 0.50% · 4.625%
HK$107,276
+HK$6,153/mo
Deposit HK$13.91M · loan HK$20.87M · min. income ≈ HK$202,246/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,477,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,860
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$108,699
−HK$2,880/mo
Today · 4.125%
HK$111,579
baseline
▲ 0.50% · 4.625%
HK$117,461
+HK$5,882/mo
Deposit HK$13.91M · loan HK$20.87M · min. income ≈ HK$223,158/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,477,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,015
−HK$6,962/mo
▼ 0.25% · 3.875%
HK$114,469
−HK$3,508/mo
Today · 4.125%
HK$117,977
baseline
▲ 0.50% · 4.625%
HK$125,156
+HK$7,179/mo
Deposit HK$10.43M · loan HK$24.34M · min. income ≈ HK$235,954/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,504
−HK$6,672/mo
▼ 0.25% · 3.875%
HK$126,816
−HK$3,360/mo
Today · 4.125%
HK$130,176
baseline
▲ 0.50% · 4.625%
HK$137,038
+HK$6,862/mo
Deposit HK$10.43M · loan HK$24.34M · min. income ≈ HK$260,352/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,477,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,734
−HK$8,951/mo
▼ 0.25% · 3.875%
HK$147,174
−HK$4,511/mo
Today · 4.125%
HK$151,685
baseline
▲ 0.50% · 4.625%
HK$160,914
+HK$9,229/mo
Deposit HK$3.48M · loan HK$31.30M · min. income ≈ HK$303,370/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,477,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,790
−HK$8,579/mo
▼ 0.25% · 3.875%
HK$163,049
−HK$4,320/mo
Today · 4.125%
HK$167,369
baseline
▲ 0.50% · 4.625%
HK$176,191
+HK$8,822/mo
Deposit HK$3.48M · loan HK$31.30M · min. income ≈ HK$334,738/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,477,953 · Scale 2, in force from 26 Feb 2026)