LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,300
−HK$4,973/mo
▼ 0.25% · 3.875%
HK$81,767
−HK$2,506/mo
Today · 4.125%
HK$84,273
baseline
▲ 0.50% · 4.625%
HK$89,401
+HK$5,128/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$168,546/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,478,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,220
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$90,586
−HK$2,401/mo
Today · 4.125%
HK$92,987
baseline
▲ 0.50% · 4.625%
HK$97,888
+HK$4,901/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$185,974/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,478,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,160
−HK$5,967/mo
▼ 0.25% · 3.875%
HK$98,120
−HK$3,007/mo
Today · 4.125%
HK$101,127
baseline
▲ 0.50% · 4.625%
HK$107,281
+HK$6,154/mo
Deposit HK$13.91M · loan HK$20.87M · min. income ≈ HK$202,254/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,478,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,865
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$108,704
−HK$2,880/mo
Today · 4.125%
HK$111,584
baseline
▲ 0.50% · 4.625%
HK$117,466
+HK$5,882/mo
Deposit HK$13.91M · loan HK$20.87M · min. income ≈ HK$223,168/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,478,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,020
−HK$6,962/mo
▼ 0.25% · 3.875%
HK$114,473
−HK$3,509/mo
Today · 4.125%
HK$117,982
baseline
▲ 0.50% · 4.625%
HK$125,161
+HK$7,179/mo
Deposit HK$10.43M · loan HK$24.34M · min. income ≈ HK$235,964/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,478,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,509
−HK$6,672/mo
▼ 0.25% · 3.875%
HK$126,821
−HK$3,360/mo
Today · 4.125%
HK$130,181
baseline
▲ 0.50% · 4.625%
HK$137,043
+HK$6,862/mo
Deposit HK$10.43M · loan HK$24.34M · min. income ≈ HK$260,362/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,478,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,740
−HK$8,951/mo
▼ 0.25% · 3.875%
HK$147,180
−HK$4,511/mo
Today · 4.125%
HK$151,691
baseline
▲ 0.50% · 4.625%
HK$160,921
+HK$9,230/mo
Deposit HK$3.48M · loan HK$31.30M · min. income ≈ HK$303,382/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,797
−HK$8,579/mo
▼ 0.25% · 3.875%
HK$163,056
−HK$4,320/mo
Today · 4.125%
HK$167,376
baseline
▲ 0.50% · 4.625%
HK$176,199
+HK$8,823/mo
Deposit HK$3.48M · loan HK$31.30M · min. income ≈ HK$334,752/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,014 · Scale 2, in force from 26 Feb 2026)