LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,304
−HK$4,973/mo
▼ 0.25% · 3.875%
HK$81,771
−HK$2,506/mo
Today · 4.125%
HK$84,277
baseline
▲ 0.50% · 4.625%
HK$89,405
+HK$5,128/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$168,554/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,478,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,225
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$90,591
−HK$2,400/mo
Today · 4.125%
HK$92,991
baseline
▲ 0.50% · 4.625%
HK$97,893
+HK$4,902/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$185,982/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,478,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,165
−HK$5,967/mo
▼ 0.25% · 3.875%
HK$98,125
−HK$3,007/mo
Today · 4.125%
HK$101,132
baseline
▲ 0.50% · 4.625%
HK$107,286
+HK$6,154/mo
Deposit HK$13.91M · loan HK$20.87M · min. income ≈ HK$202,264/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,478,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,870
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$108,709
−HK$2,880/mo
Today · 4.125%
HK$111,589
baseline
▲ 0.50% · 4.625%
HK$117,471
+HK$5,882/mo
Deposit HK$13.91M · loan HK$20.87M · min. income ≈ HK$223,178/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,478,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,025
−HK$6,963/mo
▼ 0.25% · 3.875%
HK$114,479
−HK$3,509/mo
Today · 4.125%
HK$117,988
baseline
▲ 0.50% · 4.625%
HK$125,167
+HK$7,179/mo
Deposit HK$10.43M · loan HK$24.34M · min. income ≈ HK$235,976/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,478,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,514
−HK$6,674/mo
▼ 0.25% · 3.875%
HK$126,827
−HK$3,361/mo
Today · 4.125%
HK$130,188
baseline
▲ 0.50% · 4.625%
HK$137,050
+HK$6,862/mo
Deposit HK$10.43M · loan HK$24.34M · min. income ≈ HK$260,376/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,478,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,747
−HK$8,951/mo
▼ 0.25% · 3.875%
HK$147,187
−HK$4,511/mo
Today · 4.125%
HK$151,698
baseline
▲ 0.50% · 4.625%
HK$160,929
+HK$9,231/mo
Deposit HK$3.48M · loan HK$31.30M · min. income ≈ HK$303,396/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,804
−HK$8,580/mo
▼ 0.25% · 3.875%
HK$163,063
−HK$4,321/mo
Today · 4.125%
HK$167,384
baseline
▲ 0.50% · 4.625%
HK$176,207
+HK$8,823/mo
Deposit HK$3.48M · loan HK$31.30M · min. income ≈ HK$334,768/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,084 · Scale 2, in force from 26 Feb 2026)