LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,307
−HK$4,973/mo
▼ 0.25% · 3.875%
HK$81,774
−HK$2,506/mo
Today · 4.125%
HK$84,280
baseline
▲ 0.50% · 4.625%
HK$89,409
+HK$5,129/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$168,560/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,478,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,228
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$90,595
−HK$2,400/mo
Today · 4.125%
HK$92,995
baseline
▲ 0.50% · 4.625%
HK$97,897
+HK$4,902/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$185,990/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,478,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,169
−HK$5,967/mo
▼ 0.25% · 3.875%
HK$98,129
−HK$3,007/mo
Today · 4.125%
HK$101,136
baseline
▲ 0.50% · 4.625%
HK$107,290
+HK$6,154/mo
Deposit HK$13.91M · loan HK$20.87M · min. income ≈ HK$202,272/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,478,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,874
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$108,714
−HK$2,880/mo
Today · 4.125%
HK$111,594
baseline
▲ 0.50% · 4.625%
HK$117,476
+HK$5,882/mo
Deposit HK$13.91M · loan HK$20.87M · min. income ≈ HK$223,188/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,478,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,030
−HK$6,963/mo
▼ 0.25% · 3.875%
HK$114,484
−HK$3,509/mo
Today · 4.125%
HK$117,993
baseline
▲ 0.50% · 4.625%
HK$125,172
+HK$7,179/mo
Deposit HK$10.43M · loan HK$24.35M · min. income ≈ HK$235,986/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,478,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,520
−HK$6,673/mo
▼ 0.25% · 3.875%
HK$126,833
−HK$3,360/mo
Today · 4.125%
HK$130,193
baseline
▲ 0.50% · 4.625%
HK$137,056
+HK$6,863/mo
Deposit HK$10.43M · loan HK$24.35M · min. income ≈ HK$260,386/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,478,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,753
−HK$8,952/mo
▼ 0.25% · 3.875%
HK$147,193
−HK$4,512/mo
Today · 4.125%
HK$151,705
baseline
▲ 0.50% · 4.625%
HK$160,936
+HK$9,231/mo
Deposit HK$3.48M · loan HK$31.30M · min. income ≈ HK$303,410/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,811
−HK$8,580/mo
▼ 0.25% · 3.875%
HK$163,070
−HK$4,321/mo
Today · 4.125%
HK$167,391
baseline
▲ 0.50% · 4.625%
HK$176,215
+HK$8,824/mo
Deposit HK$3.48M · loan HK$31.30M · min. income ≈ HK$334,782/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,147 · Scale 2, in force from 26 Feb 2026)