LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,308
−HK$4,973/mo
▼ 0.25% · 3.875%
HK$81,775
−HK$2,506/mo
Today · 4.125%
HK$84,281
baseline
▲ 0.50% · 4.625%
HK$89,410
+HK$5,129/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$168,562/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,478,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,230
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$90,596
−HK$2,400/mo
Today · 4.125%
HK$92,996
baseline
▲ 0.50% · 4.625%
HK$97,898
+HK$4,902/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$185,992/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,478,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,170
−HK$5,968/mo
▼ 0.25% · 3.875%
HK$98,130
−HK$3,008/mo
Today · 4.125%
HK$101,138
baseline
▲ 0.50% · 4.625%
HK$107,292
+HK$6,154/mo
Deposit HK$13.91M · loan HK$20.87M · min. income ≈ HK$202,276/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,478,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,875
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$108,715
−HK$2,881/mo
Today · 4.125%
HK$111,596
baseline
▲ 0.50% · 4.625%
HK$117,478
+HK$5,882/mo
Deposit HK$13.91M · loan HK$20.87M · min. income ≈ HK$223,192/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,478,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,031
−HK$6,963/mo
▼ 0.25% · 3.875%
HK$114,485
−HK$3,509/mo
Today · 4.125%
HK$117,994
baseline
▲ 0.50% · 4.625%
HK$125,174
+HK$7,180/mo
Deposit HK$10.43M · loan HK$24.35M · min. income ≈ HK$235,988/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,478,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,521
−HK$6,674/mo
▼ 0.25% · 3.875%
HK$126,834
−HK$3,361/mo
Today · 4.125%
HK$130,195
baseline
▲ 0.50% · 4.625%
HK$137,058
+HK$6,863/mo
Deposit HK$10.43M · loan HK$24.35M · min. income ≈ HK$260,390/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,478,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,755
−HK$8,952/mo
▼ 0.25% · 3.875%
HK$147,195
−HK$4,512/mo
Today · 4.125%
HK$151,707
baseline
▲ 0.50% · 4.625%
HK$160,938
+HK$9,231/mo
Deposit HK$3.48M · loan HK$31.30M · min. income ≈ HK$303,414/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,813
−HK$8,580/mo
▼ 0.25% · 3.875%
HK$163,072
−HK$4,321/mo
Today · 4.125%
HK$167,393
baseline
▲ 0.50% · 4.625%
HK$176,217
+HK$8,824/mo
Deposit HK$3.48M · loan HK$31.30M · min. income ≈ HK$334,786/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,166 · Scale 2, in force from 26 Feb 2026)