LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,312
−HK$4,974/mo
▼ 0.25% · 3.875%
HK$81,779
−HK$2,507/mo
Today · 4.125%
HK$84,286
baseline
▲ 0.50% · 4.625%
HK$89,414
+HK$5,128/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$168,572/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,478,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,234
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$90,600
−HK$2,401/mo
Today · 4.125%
HK$93,001
baseline
▲ 0.50% · 4.625%
HK$97,903
+HK$4,902/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$186,002/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,478,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,175
−HK$5,968/mo
▼ 0.25% · 3.875%
HK$98,135
−HK$3,008/mo
Today · 4.125%
HK$101,143
baseline
▲ 0.50% · 4.625%
HK$107,297
+HK$6,154/mo
Deposit HK$13.91M · loan HK$20.87M · min. income ≈ HK$202,286/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,478,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,881
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$108,721
−HK$2,880/mo
Today · 4.125%
HK$111,601
baseline
▲ 0.50% · 4.625%
HK$117,484
+HK$5,883/mo
Deposit HK$13.91M · loan HK$20.87M · min. income ≈ HK$223,202/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,478,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,037
−HK$6,963/mo
▼ 0.25% · 3.875%
HK$114,491
−HK$3,509/mo
Today · 4.125%
HK$118,000
baseline
▲ 0.50% · 4.625%
HK$125,180
+HK$7,180/mo
Deposit HK$10.43M · loan HK$24.35M · min. income ≈ HK$236,000/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,478,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,528
−HK$6,673/mo
▼ 0.25% · 3.875%
HK$126,841
−HK$3,360/mo
Today · 4.125%
HK$130,201
baseline
▲ 0.50% · 4.625%
HK$137,065
+HK$6,864/mo
Deposit HK$10.43M · loan HK$24.35M · min. income ≈ HK$260,402/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,478,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,762
−HK$8,952/mo
▼ 0.25% · 3.875%
HK$147,203
−HK$4,511/mo
Today · 4.125%
HK$151,714
baseline
▲ 0.50% · 4.625%
HK$160,946
+HK$9,232/mo
Deposit HK$3.48M · loan HK$31.30M · min. income ≈ HK$303,428/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,821
−HK$8,581/mo
▼ 0.25% · 3.875%
HK$163,081
−HK$4,321/mo
Today · 4.125%
HK$167,402
baseline
▲ 0.50% · 4.625%
HK$176,226
+HK$8,824/mo
Deposit HK$3.48M · loan HK$31.30M · min. income ≈ HK$334,804/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,242 · Scale 2, in force from 26 Feb 2026)