LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,313
−HK$4,974/mo
▼ 0.25% · 3.875%
HK$81,781
−HK$2,506/mo
Today · 4.125%
HK$84,287
baseline
▲ 0.50% · 4.625%
HK$89,416
+HK$5,129/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$168,574/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,478,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,235
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$90,602
−HK$2,400/mo
Today · 4.125%
HK$93,002
baseline
▲ 0.50% · 4.625%
HK$97,905
+HK$4,903/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$186,004/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,478,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,176
−HK$5,968/mo
▼ 0.25% · 3.875%
HK$98,137
−HK$3,007/mo
Today · 4.125%
HK$101,144
baseline
▲ 0.50% · 4.625%
HK$107,299
+HK$6,155/mo
Deposit HK$13.91M · loan HK$20.87M · min. income ≈ HK$202,288/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,478,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,882
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$108,722
−HK$2,881/mo
Today · 4.125%
HK$111,603
baseline
▲ 0.50% · 4.625%
HK$117,486
+HK$5,883/mo
Deposit HK$13.91M · loan HK$20.87M · min. income ≈ HK$223,206/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,478,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,039
−HK$6,963/mo
▼ 0.25% · 3.875%
HK$114,493
−HK$3,509/mo
Today · 4.125%
HK$118,002
baseline
▲ 0.50% · 4.625%
HK$125,182
+HK$7,180/mo
Deposit HK$10.43M · loan HK$24.35M · min. income ≈ HK$236,004/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,478,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,530
−HK$6,673/mo
▼ 0.25% · 3.875%
HK$126,843
−HK$3,360/mo
Today · 4.125%
HK$130,203
baseline
▲ 0.50% · 4.625%
HK$137,067
+HK$6,864/mo
Deposit HK$10.43M · loan HK$24.35M · min. income ≈ HK$260,406/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,478,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,764
−HK$8,953/mo
▼ 0.25% · 3.875%
HK$147,205
−HK$4,512/mo
Today · 4.125%
HK$151,717
baseline
▲ 0.50% · 4.625%
HK$160,948
+HK$9,231/mo
Deposit HK$3.48M · loan HK$31.30M · min. income ≈ HK$303,434/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,824
−HK$8,580/mo
▼ 0.25% · 3.875%
HK$163,083
−HK$4,321/mo
Today · 4.125%
HK$167,404
baseline
▲ 0.50% · 4.625%
HK$176,229
+HK$8,825/mo
Deposit HK$3.48M · loan HK$31.30M · min. income ≈ HK$334,808/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,264 · Scale 2, in force from 26 Feb 2026)