LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,315
−HK$4,974/mo
▼ 0.25% · 3.875%
HK$81,782
−HK$2,507/mo
Today · 4.125%
HK$84,289
baseline
▲ 0.50% · 4.625%
HK$89,418
+HK$5,129/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$168,578/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,478,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,237
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$90,604
−HK$2,400/mo
Today · 4.125%
HK$93,004
baseline
▲ 0.50% · 4.625%
HK$97,907
+HK$4,903/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$186,008/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,478,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,178
−HK$5,969/mo
▼ 0.25% · 3.875%
HK$98,139
−HK$3,008/mo
Today · 4.125%
HK$101,147
baseline
▲ 0.50% · 4.625%
HK$107,301
+HK$6,154/mo
Deposit HK$13.91M · loan HK$20.87M · min. income ≈ HK$202,294/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,478,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,885
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$108,724
−HK$2,881/mo
Today · 4.125%
HK$111,605
baseline
▲ 0.50% · 4.625%
HK$117,488
+HK$5,883/mo
Deposit HK$13.91M · loan HK$20.87M · min. income ≈ HK$223,210/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,478,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,041
−HK$6,963/mo
▼ 0.25% · 3.875%
HK$114,495
−HK$3,509/mo
Today · 4.125%
HK$118,004
baseline
▲ 0.50% · 4.625%
HK$125,185
+HK$7,181/mo
Deposit HK$10.44M · loan HK$24.35M · min. income ≈ HK$236,008/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,478,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,532
−HK$6,674/mo
▼ 0.25% · 3.875%
HK$126,845
−HK$3,361/mo
Today · 4.125%
HK$130,206
baseline
▲ 0.50% · 4.625%
HK$137,069
+HK$6,863/mo
Deposit HK$10.44M · loan HK$24.35M · min. income ≈ HK$260,412/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,478,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,767
−HK$8,953/mo
▼ 0.25% · 3.875%
HK$147,208
−HK$4,512/mo
Today · 4.125%
HK$151,720
baseline
▲ 0.50% · 4.625%
HK$160,952
+HK$9,232/mo
Deposit HK$3.48M · loan HK$31.31M · min. income ≈ HK$303,440/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,827
−HK$8,581/mo
▼ 0.25% · 3.875%
HK$163,087
−HK$4,321/mo
Today · 4.125%
HK$167,408
baseline
▲ 0.50% · 4.625%
HK$176,232
+HK$8,824/mo
Deposit HK$3.48M · loan HK$31.31M · min. income ≈ HK$334,816/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,294 · Scale 2, in force from 26 Feb 2026)