LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,317
−HK$4,973/mo
▼ 0.25% · 3.875%
HK$81,784
−HK$2,506/mo
Today · 4.125%
HK$84,290
baseline
▲ 0.50% · 4.625%
HK$89,419
+HK$5,129/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$168,580/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,478,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,239
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$90,605
−HK$2,401/mo
Today · 4.125%
HK$93,006
baseline
▲ 0.50% · 4.625%
HK$97,909
+HK$4,903/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$186,012/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,478,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,180
−HK$5,969/mo
▼ 0.25% · 3.875%
HK$98,141
−HK$3,008/mo
Today · 4.125%
HK$101,149
baseline
▲ 0.50% · 4.625%
HK$107,303
+HK$6,154/mo
Deposit HK$13.91M · loan HK$20.87M · min. income ≈ HK$202,298/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,478,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,887
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$108,727
−HK$2,880/mo
Today · 4.125%
HK$111,607
baseline
▲ 0.50% · 4.625%
HK$117,490
+HK$5,883/mo
Deposit HK$13.91M · loan HK$20.87M · min. income ≈ HK$223,214/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,478,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,043
−HK$6,964/mo
▼ 0.25% · 3.875%
HK$114,497
−HK$3,510/mo
Today · 4.125%
HK$118,007
baseline
▲ 0.50% · 4.625%
HK$125,187
+HK$7,180/mo
Deposit HK$10.44M · loan HK$24.35M · min. income ≈ HK$236,014/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,478,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,534
−HK$6,675/mo
▼ 0.25% · 3.875%
HK$126,848
−HK$3,361/mo
Today · 4.125%
HK$130,209
baseline
▲ 0.50% · 4.625%
HK$137,072
+HK$6,863/mo
Deposit HK$10.44M · loan HK$24.35M · min. income ≈ HK$260,418/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,478,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,770
−HK$8,953/mo
▼ 0.25% · 3.875%
HK$147,211
−HK$4,512/mo
Today · 4.125%
HK$151,723
baseline
▲ 0.50% · 4.625%
HK$160,955
+HK$9,232/mo
Deposit HK$3.48M · loan HK$31.31M · min. income ≈ HK$303,446/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,830
−HK$8,581/mo
▼ 0.25% · 3.875%
HK$163,090
−HK$4,321/mo
Today · 4.125%
HK$167,411
baseline
▲ 0.50% · 4.625%
HK$176,236
+HK$8,825/mo
Deposit HK$3.48M · loan HK$31.31M · min. income ≈ HK$334,822/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,323 · Scale 2, in force from 26 Feb 2026)