LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,325
−HK$4,974/mo
▼ 0.25% · 3.875%
HK$81,793
−HK$2,506/mo
Today · 4.125%
HK$84,299
baseline
▲ 0.50% · 4.625%
HK$89,429
+HK$5,130/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$168,598/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,478,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,248
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$90,615
−HK$2,401/mo
Today · 4.125%
HK$93,016
baseline
▲ 0.50% · 4.625%
HK$97,919
+HK$4,903/mo
Deposit HK$17.39M · loan HK$17.39M · min. income ≈ HK$186,032/mo (50% DSR)
Upfront cash ≈ HK$18.87M (deposit + AVD stamp duty HK$1,478,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,190
−HK$5,969/mo
▼ 0.25% · 3.875%
HK$98,151
−HK$3,008/mo
Today · 4.125%
HK$101,159
baseline
▲ 0.50% · 4.625%
HK$107,315
+HK$6,156/mo
Deposit HK$13.92M · loan HK$20.87M · min. income ≈ HK$202,318/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,478,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,898
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$108,738
−HK$2,881/mo
Today · 4.125%
HK$111,619
baseline
▲ 0.50% · 4.625%
HK$117,503
+HK$5,884/mo
Deposit HK$13.92M · loan HK$20.87M · min. income ≈ HK$223,238/mo (50% DSR)
Upfront cash ≈ HK$15.39M (deposit + AVD stamp duty HK$1,478,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,055
−HK$6,964/mo
▼ 0.25% · 3.875%
HK$114,510
−HK$3,509/mo
Today · 4.125%
HK$118,019
baseline
▲ 0.50% · 4.625%
HK$125,200
+HK$7,181/mo
Deposit HK$10.44M · loan HK$24.35M · min. income ≈ HK$236,038/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,478,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,548
−HK$6,675/mo
▼ 0.25% · 3.875%
HK$126,861
−HK$3,362/mo
Today · 4.125%
HK$130,223
baseline
▲ 0.50% · 4.625%
HK$137,087
+HK$6,864/mo
Deposit HK$10.44M · loan HK$24.35M · min. income ≈ HK$260,446/mo (50% DSR)
Upfront cash ≈ HK$11.91M (deposit + AVD stamp duty HK$1,478,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,785
−HK$8,954/mo
▼ 0.25% · 3.875%
HK$147,227
−HK$4,512/mo
Today · 4.125%
HK$151,739
baseline
▲ 0.50% · 4.625%
HK$160,972
+HK$9,233/mo
Deposit HK$3.48M · loan HK$31.31M · min. income ≈ HK$303,478/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,847
−HK$8,582/mo
▼ 0.25% · 3.875%
HK$163,107
−HK$4,322/mo
Today · 4.125%
HK$167,429
baseline
▲ 0.50% · 4.625%
HK$176,254
+HK$8,825/mo
Deposit HK$3.48M · loan HK$31.31M · min. income ≈ HK$334,858/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,481 · Scale 2, in force from 26 Feb 2026)