LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,337
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$81,804
−HK$2,508/mo
Today · 4.125%
HK$84,312
baseline
▲ 0.50% · 4.625%
HK$89,442
+HK$5,130/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$168,624/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,478,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,261
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$90,628
−HK$2,402/mo
Today · 4.125%
HK$93,030
baseline
▲ 0.50% · 4.625%
HK$97,933
+HK$4,903/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$186,060/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,478,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,204
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$98,165
−HK$3,009/mo
Today · 4.125%
HK$101,174
baseline
▲ 0.50% · 4.625%
HK$107,330
+HK$6,156/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$202,348/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,478,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,913
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$108,754
−HK$2,882/mo
Today · 4.125%
HK$111,636
baseline
▲ 0.50% · 4.625%
HK$117,520
+HK$5,884/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$223,272/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,478,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,071
−HK$6,965/mo
▼ 0.25% · 3.875%
HK$114,526
−HK$3,510/mo
Today · 4.125%
HK$118,036
baseline
▲ 0.50% · 4.625%
HK$125,219
+HK$7,183/mo
Deposit HK$10.44M · loan HK$24.35M · min. income ≈ HK$236,072/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,478,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,566
−HK$6,676/mo
▼ 0.25% · 3.875%
HK$126,880
−HK$3,362/mo
Today · 4.125%
HK$130,242
baseline
▲ 0.50% · 4.625%
HK$137,107
+HK$6,865/mo
Deposit HK$10.44M · loan HK$24.35M · min. income ≈ HK$260,484/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,478,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,806
−HK$8,955/mo
▼ 0.25% · 3.875%
HK$147,248
−HK$4,513/mo
Today · 4.125%
HK$151,761
baseline
▲ 0.50% · 4.625%
HK$160,995
+HK$9,234/mo
Deposit HK$3.48M · loan HK$31.31M · min. income ≈ HK$303,522/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,870
−HK$8,583/mo
▼ 0.25% · 3.875%
HK$163,131
−HK$4,322/mo
Today · 4.125%
HK$167,453
baseline
▲ 0.50% · 4.625%
HK$176,280
+HK$8,827/mo
Deposit HK$3.48M · loan HK$31.31M · min. income ≈ HK$334,906/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,696 · Scale 2, in force from 26 Feb 2026)