LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,338
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$81,806
−HK$2,507/mo
Today · 4.125%
HK$84,313
baseline
▲ 0.50% · 4.625%
HK$89,443
+HK$5,130/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$168,626/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,478,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,262
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$90,630
−HK$2,401/mo
Today · 4.125%
HK$93,031
baseline
▲ 0.50% · 4.625%
HK$97,935
+HK$4,904/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$186,062/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,478,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,205
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$98,167
−HK$3,008/mo
Today · 4.125%
HK$101,175
baseline
▲ 0.50% · 4.625%
HK$107,332
+HK$6,157/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$202,350/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,478,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,915
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$108,755
−HK$2,882/mo
Today · 4.125%
HK$111,637
baseline
▲ 0.50% · 4.625%
HK$117,522
+HK$5,885/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$223,274/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,478,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,073
−HK$6,965/mo
▼ 0.25% · 3.875%
HK$114,528
−HK$3,510/mo
Today · 4.125%
HK$118,038
baseline
▲ 0.50% · 4.625%
HK$125,220
+HK$7,182/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$236,076/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,478,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,567
−HK$6,676/mo
▼ 0.25% · 3.875%
HK$126,881
−HK$3,362/mo
Today · 4.125%
HK$130,243
baseline
▲ 0.50% · 4.625%
HK$137,109
+HK$6,866/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$260,486/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,478,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,808
−HK$8,955/mo
▼ 0.25% · 3.875%
HK$147,250
−HK$4,513/mo
Today · 4.125%
HK$151,763
baseline
▲ 0.50% · 4.625%
HK$160,998
+HK$9,235/mo
Deposit HK$3.48M · loan HK$31.31M · min. income ≈ HK$303,526/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,872
−HK$8,584/mo
▼ 0.25% · 3.875%
HK$163,133
−HK$4,323/mo
Today · 4.125%
HK$167,456
baseline
▲ 0.50% · 4.625%
HK$176,283
+HK$8,827/mo
Deposit HK$3.48M · loan HK$31.31M · min. income ≈ HK$334,912/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,717 · Scale 2, in force from 26 Feb 2026)