LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,338
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$81,806
−HK$2,507/mo
Today · 4.125%
HK$84,313
baseline
▲ 0.50% · 4.625%
HK$89,443
+HK$5,130/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$168,626/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,478,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,263
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$90,630
−HK$2,401/mo
Today · 4.125%
HK$93,031
baseline
▲ 0.50% · 4.625%
HK$97,935
+HK$4,904/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$186,062/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,478,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,206
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$98,167
−HK$3,009/mo
Today · 4.125%
HK$101,176
baseline
▲ 0.50% · 4.625%
HK$107,332
+HK$6,156/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$202,352/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,478,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,915
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$108,756
−HK$2,882/mo
Today · 4.125%
HK$111,638
baseline
▲ 0.50% · 4.625%
HK$117,522
+HK$5,884/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$223,276/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,478,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,073
−HK$6,965/mo
▼ 0.25% · 3.875%
HK$114,528
−HK$3,510/mo
Today · 4.125%
HK$118,038
baseline
▲ 0.50% · 4.625%
HK$125,221
+HK$7,183/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$236,076/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,478,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,568
−HK$6,676/mo
▼ 0.25% · 3.875%
HK$126,882
−HK$3,362/mo
Today · 4.125%
HK$130,244
baseline
▲ 0.50% · 4.625%
HK$137,109
+HK$6,865/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$260,488/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,478,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,808
−HK$8,956/mo
▼ 0.25% · 3.875%
HK$147,251
−HK$4,513/mo
Today · 4.125%
HK$151,764
baseline
▲ 0.50% · 4.625%
HK$160,998
+HK$9,234/mo
Deposit HK$3.48M · loan HK$31.31M · min. income ≈ HK$303,528/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,873
−HK$8,583/mo
▼ 0.25% · 3.875%
HK$163,134
−HK$4,322/mo
Today · 4.125%
HK$167,456
baseline
▲ 0.50% · 4.625%
HK$176,283
+HK$8,827/mo
Deposit HK$3.48M · loan HK$31.31M · min. income ≈ HK$334,912/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,723 · Scale 2, in force from 26 Feb 2026)