LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,341
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$81,809
−HK$2,507/mo
Today · 4.125%
HK$84,316
baseline
▲ 0.50% · 4.625%
HK$89,446
+HK$5,130/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$168,632/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,478,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,266
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$90,633
−HK$2,401/mo
Today · 4.125%
HK$93,034
baseline
▲ 0.50% · 4.625%
HK$97,938
+HK$4,904/mo
Deposit HK$17.40M · loan HK$17.40M · min. income ≈ HK$186,068/mo (50% DSR)
Upfront cash ≈ HK$18.88M (deposit + AVD stamp duty HK$1,478,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,209
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$98,170
−HK$3,009/mo
Today · 4.125%
HK$101,179
baseline
▲ 0.50% · 4.625%
HK$107,336
+HK$6,157/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$202,358/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,478,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,919
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$108,759
−HK$2,882/mo
Today · 4.125%
HK$111,641
baseline
▲ 0.50% · 4.625%
HK$117,526
+HK$5,885/mo
Deposit HK$13.92M · loan HK$20.88M · min. income ≈ HK$223,282/mo (50% DSR)
Upfront cash ≈ HK$15.40M (deposit + AVD stamp duty HK$1,478,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,077
−HK$6,965/mo
▼ 0.25% · 3.875%
HK$114,532
−HK$3,510/mo
Today · 4.125%
HK$118,042
baseline
▲ 0.50% · 4.625%
HK$125,225
+HK$7,183/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$236,084/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,478,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,572
−HK$6,676/mo
▼ 0.25% · 3.875%
HK$126,886
−HK$3,362/mo
Today · 4.125%
HK$130,248
baseline
▲ 0.50% · 4.625%
HK$137,114
+HK$6,866/mo
Deposit HK$10.44M · loan HK$24.36M · min. income ≈ HK$260,496/mo (50% DSR)
Upfront cash ≈ HK$11.92M (deposit + AVD stamp duty HK$1,478,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,813
−HK$8,956/mo
▼ 0.25% · 3.875%
HK$147,255
−HK$4,514/mo
Today · 4.125%
HK$151,769
baseline
▲ 0.50% · 4.625%
HK$161,004
+HK$9,235/mo
Deposit HK$3.48M · loan HK$31.32M · min. income ≈ HK$303,538/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,878
−HK$8,584/mo
▼ 0.25% · 3.875%
HK$163,139
−HK$4,323/mo
Today · 4.125%
HK$167,462
baseline
▲ 0.50% · 4.625%
HK$176,289
+HK$8,827/mo
Deposit HK$3.48M · loan HK$31.32M · min. income ≈ HK$334,924/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$1,478,772 · Scale 2, in force from 26 Feb 2026)